4538 Bluff Ave, Jacksonville, FL 32225 Property Records

Duval County property record for 4538 Bluff Ave, Jacksonville, FL 32225

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,702 sqft · built 1964
Lot Size0.204 acres (8,895 sqft)
Owner2 Individual Names on Record
Tax Bill$1,969 (2025)
Flood ZoneZone X (minimal risk)
APN160401-0000

Property Details

APN / Parcel Number

Primary APN160401-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,702 sqft Living Area
Gross Area2,474 sqft
1st Floor Area1,702 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,895 sqft (0.204 acres)
Lot Dimensions122 ft deep x 75 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area372 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address4538 BLUFF AVE
CityJACKSONVILLE
StateFL
Zip32225-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRLD-70
Legal Description30-15 BEACON HILLS & HARBOR UNIT 1 LOT 19 BLK 6
Legal Range28E
Legal Township01S
Legal Section29
Legal SubdivisionBEACON HILLS & HARBOR 01
Legal Block6
Legal Lot Number19
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group1
Census Block1012
Census Tract14601

Owner

Source: Duval County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4538 BLUFF AVE, JACKSONVILLE, FL 32225-1410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 22, 2000
Transfer Doc0000090946
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Duval County assessment roll, as of June 3, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$134,416 (+2.7%)$275,536 (+2.01%) Land $100,568 Building $174,968
2025$1,969.00 (+12.58%) Homeowner's exemption$130,883 (+5.99%)$270,115 (+7.69%) Land $100,000 Building $170,115
2024$1,749.00 (+3.37%)
2023$1,692.00 (+9.94%) Homeowner's exemption$123,491 (+3%)$250,830 (+11.29%) Land $85,000 Building $165,830
2022$1,539.00 Homeowner's exemption$119,895$225,394 Land $80,000 Building $145,394

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims4 (1989–2013)
Claims Outside the SFHA1 of 4
Most Recent ClaimAug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Bluff Ave

Nearby Streets

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