4603 28th St, Lubbock, TX 79410 Property Records

Lubbock County property record for 4603 28th St, Lubbock, TX 79410

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,045 sqft · built 1964
Lot Size	0.202 acres (8,835 sqft)
Owner	Individual Name on File
Tax Bill	$2,863 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R45339`

Property Details

APN / Parcel Number

Primary APN	`R45339`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,045 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,835 sqft (0.202 acres)
Lot Dimensions	117 ft deep x 75 ft wide
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4603 28TH ST
City	LUBBOCK
State	TX
Zip	79410-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	BENDER TERRACE W75'OF L 203
Legal Subdivision	BENDER TERRACE
Legal Lot Number	2030
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2009
Census Tract	1601

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4603 28TH ST, LUBBOCK, TX 79410-1714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2020
Deed Sale	Oct 30, 2020
Deed Document Number	2020048713
Record Updated	Jun 8, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 30, 2020
Property Address	4603 28TH ST, LUBBOCK, TX 79410-1714
Document Number	0000048713
Map Reference	VOL 793 PG 649
Instrument Date	Oct 29, 2020
Instrument	2020048713
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	WEST TEXAS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4609 28TH ST, 4609, LUBBOCK, TX 79410-1714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 28TH ST, LUBBOCK, TX 79410-1714

Mortgage

Document Number	0000048714
Date	Oct 30, 2020
Instrument	2020048714

Lender

Name	MARRIS H PERRY ETUX
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,863.00 (-3.34%) Homeowner's exemption	$230,452 (+11.72%) Land $32,000 Building $198,452	$230,452 (+7.42%) Land $32,000 Building $198,452
2024	$2,962.00 (+1.79%)
2023	$2,910.00 (-13.37%) Homeowner's exemption	$206,269 Land $18,750 Building $195,788	$214,538 Land $18,750 Building $195,788
2022	$3,359.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1983–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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