4603 Sailmaker Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4603 Sailmaker Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,210 sqft · built 2000
Lot Size	0.267 acres (11,617 sqft)
Owner	2 Company Names on Record
Last Sale	$575,000 (Mar 2020)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-1043-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-1043-9`
Alternative APNs	`00-2S-22-2094-000B-0290` `22S2002094000B0290`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,210 sqft Living Area
Gross Area	2,979 sqft
1st Floor Area	2,210 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	11,617 sqft (0.267 acres)
Garage Type	Attached
Garage Area	478 sqft
Porch	Florida Room
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4603 SAILMAKER LN
City	DESTIN
State	FL
Zip	32541-5730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGATTA PATIO HOMES LOT 29 BLK B
Legal Subdivision	REGATTA PATIO HOMES
Legal Block	B
Legal Lot Number	29
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4603 SAILMAKER LN, DESTIN, FL 32541-5730
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Jul 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 24, 2020	Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2020 · Amount on Record
Deed Sale	Mar 24, 2020 · Amount on Record
Prior Sale	Jan 8, 2019 · Amount on Record
Deed Document Number	20203346724
Deed Book / Page	3451 / 2526
Prior Transfer Date	Mar 30, 2007
Prior Transfer Doc	0027772009
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4603 SAILMAKER LN, DESTIN, FL 32541-5730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 SAILMAKER LN, DESTIN, FL 32541-5730

Mortgage

Document Number	0034512540
Date	Mar 24, 2020
Book Page	3451/2540
Instrument	3346726

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 30, 2020
Property Address	4603 SAILMAKER LN, DESTIN, FL 32541-5730
Document Number	0034792161
Book / Page	003479 / 002161
Instrument Date	Jul 21, 2020
Instrument	3377692
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4603 SAILMAKER LN DESTIN FL 325415730, DESTIN, FL 32541-5730

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 24, 2020
Property Address	4603 SAILMAKER LN, DESTIN, FL 32541-5730
Document Number	0034512526
Book / Page	3451 / 2526
Map Reference	MB 18 PG 1&2
Instrument Date	Mar 20, 2020
Instrument	3346724
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	778 SCENIC GULF DR # DRA404, 778, MIRAMAR BEACH, FL 32550-8005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 BARLEY PORT LN, FORT WALTON BEACH, FL 32547-5722
Investor	Possibly a Property Investor

Mortgage

Document Number	0034512528
Date	Mar 24, 2020
Instrument	3451/2528

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,748.00 (+5.37%) Homeowner's exemption	$394,045 (+5.99%)	$666,552 (+1%) Land $149,014 Building $517,538
2023	$3,557.00 (+2.3%) Homeowner's exemption	$371,786 (+3%)	$605,931 (+17.62%) Land $137,834 Building $468,097
2022	$3,477.00 Homeowner's exemption	$360,957	$515,158 Land $125,303 Building $389,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2000) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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