Okaloosa County property record for 4597 Sailmaker Ln, Destin, FL 32541 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,276 sqft · built 2005 |
| Lot Size | 0.199 acres (8,647 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,280,000 (Nov 2025) |
| Tax Bill | $11,076 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-598-5178-2 |
| Primary APN | C56-000-598-5178-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,276 sqft Living Area |
| Gross Area | 4,556 sqft |
| 1st Floor Area | 2,082 sqft |
| Upper Floors Area | 1,194 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 8,647 sqft (0.199 acres) |
| Garage Type | Attached |
| Garage Area | 656 sqft |
| Porch | Florida Room |
| Porch Area | 624 sqft |
| Patio Area | 282 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4597 SAILMAKER LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGATTA PATIO HOMES REPLAT LOT 32A BLK B |
| Legal Subdivision | REGATTA PATIO HOMES |
| Legal Block | B |
| Legal Lot Number | 32A |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
Source: Okaloosa County records · APN C56-000-598-5178-2
Assessment roll updated December 31, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4597 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 03, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage LENDINGHOUSE |
| Dec 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EGLIN FCU |
| Apr 01, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Prior Sale | Dec 29, 2023 · Amount on Record |
| Deed Document Number | 20253784364 |
| Last Transfer Date | Jun 03, 2026 |
| Transfer Doc | 0003820287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 03, 2026 |
| Property Address | 4597 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Document Number | 0003820287 |
| Instrument Date | Jun 03, 2026 |
| Instrument | 20263820287 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4597 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 29, 2023 |
| Property Address | 4597 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Document Number | 0003664223 |
| Map Reference | MB 21 PG 20&21 |
| Instrument Date | Dec 27, 2023 |
| Instrument | 3664223 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15514 MARK LN UNIT 1205, 1205, NAPLES, FL 34119-9861 |
| Name | Verified Name |
|---|---|
| Address | 4597 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Document Number | 0003664224 |
|---|---|
| Date | Dec 29, 2023 |
| Instrument | 3664224 |
| Name | LENDINGHOUSE |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4597 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2023 |
| Title Company | AQUA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0036551030 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | 3655/1030 |
| Instrument | 3596460 |
| Name | EGLIN FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WALTON BEACH, FL 32547 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4597 SAILMAKER LN, DESTIN, FL 32541-5729 |
| Document Number | 0034543582 |
| Instrument Date | Apr 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4597 SAILMAKER LN DESTIN FL 325415729, DESTIN, FL 32541-5729 |
| Document Number | 0034543582 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 003454/003582 |
| Instrument | 3350180 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2050 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,076.00 | $1,090,848 (+72.49%) | $1,144,990 (+19.06%) Land $149,014 Building $995,976 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $632,422 | $961,721 Land $131,270 Building $830,451 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233082, refreshed September 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018, other causes |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | October 18, 1982 |
| NFIP Eligibility | Not eligible (built 2005) built after the October 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: T-Mobile USA, Cox Communications, Wildstar Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.
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