McHenry County property record for 4603 S Ridgeway Rd, Ringwood, IL 60072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,632 sqft · built 1986 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,000 (Apr 2017) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-08-276-012 |
| Primary APN | 09-08-276-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 3,264 sqft |
| 1st Floor Area | 1,632 sqft |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Ribbed Aluminum |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 104,544 sqft |
| Lot Dimensions | 634 ft deep x 165 ft wide |
| Garage Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4603 S RIDGEWAY RD |
|---|---|
| City | RINGWOOD |
| State | IL |
| Zip | 60072-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0013893 S1/2 LT 51 ROBERT BARTLETTS RINGWOOD ACRES UNIT 2 |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 08 |
| Legal Subdivision | RINGWOOD ACRES 02/R BARTLETTS |
| Legal Block | 276 |
| Legal Lot Number | 51 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 870501 |
4603 S Ridgeway Rd is owned and occupied by an individual who bought it in April 2017.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4603 S RIDGEWAY RD, RINGWOOD, IL 60072-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Apr 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2017 · Amount on File |
| Deed Sale | Apr 19, 2017 · Amount on File |
| Prior Sale | Nov 14, 2005 · Amount on File |
| Deed Document Number | 2017R0013893 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4603 S RIDGEWAY RD, RINGWOOD, IL 60072-9622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000047858 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 2020R0047858 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4603 S RIDGEWAY RD, RINGWOOD, IL 60072-9622 |
| Document Number | 0000042767 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4603 S RIDGEWAY RD RINGWOOD IL 600729622, RINGWOOD, IL 60072-9622 |
| Document Number | 0000042767 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 42767 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 16, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 19, 2017 |
| Property Address | 4603 S RIDGEWAY RD, RINGWOOD, IL 60072-9622 |
| Document Number | 0000013893 |
| Map Reference | DOC394332 MB14 PG64 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 2017R0013893 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4603 S RIDGEWAY RD, RINGWOOD, IL 60072-9622 |
| Document Number | 0000013894 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 2017R0013894 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Rate | 4.5% |
|---|
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | Ringwood Village |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $95,700 Land $15,956 Building $79,744 | $287,100 Land $47,868 Building $239,232 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4603 S Ridgeway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4603 S Ridgeway Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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