McHenry County property record for 4540 S Ridgeway Rd, Ringwood, IL 60072
| Property Type | Single Family Home |
|---|---|
| Details | 1,644 sqft · built 1967 |
| Lot Size | 2.46 acres (107,378 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Jan 2015) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-08-277-009 |
| Primary APN | 09-08-277-009 |
|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,644 sqft Living Area |
| Gross Area | 2,580 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 107,378 sqft |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 115 sqft |
| Deck Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4540 S RIDGEWAY RD |
|---|---|
| City | RINGWOOD |
| State | IL |
| Zip | 60072-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2015R0003364 N1/2 LT 34 ROBERT BARTLETTS RINGWOOD ACRES UNIT 2 |
| Legal Range | 08E |
| Legal Township | 45N |
| Legal Section | 08 |
| Legal Subdivision | RINGWOOD ACRES 02/R BARTLETTS |
| Legal Block | 277 |
| Legal Lot Number | 34 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 870501 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4540 S RIDGEWAY RD, RINGWOOD, IL 60072-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2025 | Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2015 · Amount on Record |
| Deed Sale | Jan 29, 2015 · Amount on Record |
| Prior Sale | Nov 25, 2013 |
| Deed Document Number | 2015R0003364 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4540 S RIDGEWAY RD, RINGWOOD, IL 60072-9607 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Title Company | HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000031265 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2025R0031265 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4540 S RIDGEWAY RD, RINGWOOD, IL 60072-9607 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032682 |
|---|---|
| Date | Aug 20, 2020 |
| Instrument | 2020R0032682 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2040 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | Ringwood Village |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $85,713 Land $16,284 Building $69,429 | $257,139 Land $48,852 Building $208,287 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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