4602 Copperfield Dr, Jefferson, MD 21755 Property Records

Frederick County property record for 4602 Copperfield Dr, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,840 sqft · built 1991
Lot Size	0.342 acres (14,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2005)
Tax Bill	$4,544 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-319913`

Property Details

APN / Parcel Number

Primary APN	`14-319913`
Alternative APN	`319913`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	846 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,890 sqft (0.342 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	174 sqft
Deck Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	319913
Street Address	4602 COPPERFIELD DR
City	JEFFERSON
State	MD
Zip	21755-8235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 1 SEC 1 PLAT 1 14890 SQ FT COPPERFIELD
Legal Subdivision	COPPERFIELD
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	3
Census Block	3011
Census Tract	752501

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4602 COPPERFIELD DR, JEFFERSON, MD 21755-8235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK
Apr 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 27, 2017	Deed of Trust, Mortgage · Commercial Mortgage FREDERICK COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2005 · Amount on Record
Deed Sale	May 23, 2005 · Amount on Record
Prior Sale	Oct 4, 1993 · Amount on Record
Deed Document Number	200553644
Deed Book / Page	5323 / 525
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4602 COPPERFIELD DR, JEFFERSON, MD 21755-8235
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 COPPERFIELD DR, JEFFERSON, MD 21755-8235

Mortgage

Document Number	0166720341
Date	Nov 17, 2023
Book Page	16672/341

Lender

Name	MIDDLETOWN VALLEY BANK
Type	Bank
Address	JEFFERSON, MD 21755

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4602 COPPERFIELD DR, JEFFERSON, MD 21755-8235
Transaction Type	Mortgage
Record Updated	May 2, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4602 COPPERFIELD DR, JEFFERSON, MD 21755-8235

Mortgage

Document Number	0164040310
Date	Apr 17, 2023
Book Page	16404/310

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4602 COPPERFIELD DR, JEFFERSON, MD 21755-8235
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121490047
Date	Nov 27, 2017
Book Page	12149/0047
Instrument	12149-0047

Lender

Name	FREDERICK COUNTY BANK
Type	Bank
Address	FREDERICK, MD 21702

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,333 (+22.7%)	$442,500 (+27.89%) Land $143,400 Building $299,100
2025	$4,544.00 (+13.4%)
2023	$4,007.00 Homeowner's exemption	$334,433	$346,000 Land $102,600 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COPPERFIELD serves 338 people · EPA ID MD0100037
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2015–2017) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: EarthLink Business, MN FWA Buyer, Verizon.

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