4599 Copperfield Dr, Jefferson, MD 21755 Property Records

Frederick County property record for 4599 Copperfield Dr, Jefferson, MD 21755

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,886 sqft · built 1910
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,500 (Oct 2018)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-312889`

Property Details

APN / Parcel Number

Primary APN	`14-312889`
Alternative APN	`312889`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,886 sqft Living Area
1st Floor Area	948 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Porch	Open Porch
Porch Area	432 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	312889
Street Address	4599 COPPERFIELD DR
City	JEFFERSON
State	MD
Zip	21755-8241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 1R SEC 1-0.45 AC COPPERFIELD
Legal Subdivision	BRIERCREST SOUTH SEC 1
Legal Lot Number	1R
Jurisdiction	FREDERICK MD
Township / Civil Division	14, JEFFERSON
Census Block Group	3
Census Block	3011
Census Tract	752501

Owner

Source: Frederick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4599 COPPERFIELD DR, JEFFERSON, MD 21755-8241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit MIDDLETOWN VALLEY BANK
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage WOODSBORO BANK
Oct 9, 2018	Deed, Transfer · Conventional Mortgage NYMEO FCU
Mar 19, 2018	Grant Deed, Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2018 · Amount on Record
Deed Sale	Oct 9, 2018 · Amount on Record
Prior Sale	Oct 12, 2012 · Amount on Record
Deed Book / Page	12662 / 174
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Oct 9, 2026
Property Address	4599 COPPERFIELD DR, JEFFERSON, MD 21755-8241
Document Number	1807000176
Book / Page	18079 / 176
Instrument Date	Sep 29, 2026
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4599 COPPERFIELD DR, JEFFERSON, MD 21755-8241

Mortgage

Document Number	1807000176,
Date	Oct 9, 2026
Book Page	18079/176

Lender

Name	MIDDLETOWN VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4599 COPPERFIELD DR, JEFFERSON, MD 21755-8241
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133700147
Date	Dec 2, 2019
Book Page	13370/0147

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 9, 2018
Property Address	4599 COPPERFIELD DR, JEFFERSON, MD 21755-8241
Document Number	0126620174
Book / Page	12662 / 0174
Map Reference	MB41 PG146
Instrument Date	Sep 21, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,632.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4599 COPPERFIELD DR, JEFFERSON, MD 21755-8241

Mortgage

Document Number	0126620180
Date	Oct 9, 2018
Book Page	12662/0180

Lender

Name	NYMEO FCU
Type	Credit Union
Address	FREDERICK, MD 21703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 19, 2018
Property Address	4599 COPPERFIELD DR, JEFFERSON, MD 21755-8241
Document Number	0123230055
Book / Page	012323 / 000055
Instrument Date	Mar 14, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4599 COPPERFIELD DR JEFFERSON MD 217558241, JEFFERSON, MD 21755-8241

Mortgage

Document Number	123230055
Date	Mar 19, 2018
Book Page	012323/000055

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,900 (+22.6%)	$444,100 (+27.8%) Land $146,700 Building $297,400
2025	$4,453.00 (+14.86%)
2023	$3,877.00 Homeowner's exemption	$335,967	$347,500 Land $105,200 Building $242,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COPPERFIELD serves 338 people · EPA ID MD0100037
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2015–2017) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: EarthLink Business, MN FWA Buyer, Verizon.

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