46012 Back Rd, Ronan, MT 59864 Property Records

Lake County property record for 46012 Back Rd, Ronan, MT 59864 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,104 sqft Living Area
Lot Size	390,733 sqft (8.97 acres)
Garage	Mixed, 2,264 sqft
Occupancy	Owner Occupied
Tax Bill	$2,574.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R1520419`
Alternative APNs	`15-3103-29-1-01-15-0000` `0000017170`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,104 sqft Living Area
1st Floor	1,104 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	390,733 sqft (8.97 acres)
Parking Spaces	8 Parking Spaces
Garage Type	Mixed Garage
Garage Area	2,264 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	342 sqft Deck
Porch	Open Porch
Porch Area	140 sqft Porch
View	Mountain View
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	0000017170
Street Address	46012 BACK RD
City	RONAN
State	MT
Zip	59864-8604
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	STROZZI WUNDERLICH, S29, T21 N, R20 W, ACRES 8.97, TR A-1 LESS HWY
Legal Subdivision	STROZZI WUNDERLICH
Legal Tract	A-1
Jurisdiction	LAKE MT
Minor Civil Division	FLATHEAD RESERVATION
Census Blockgroup	1
Census Block	1008
Census Tract	940500

Owner

Source: Lake County records · APN R1520419

Assessment roll updated December 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	46012 BACK RD, RONAN, MT 59864-8604
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2017
Deed Sale	Jul 28, 2017
Prior Sale	Aug 04, 2014
Deed Doc Number	556427
Record Refreshed	Jun 08, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jul 28, 2017
Property Address	46012 BACK RD, RONAN, MT 59864-8604
Document Number	556427
Instrument Date	Jul 24, 2017
Instrument	556427
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36143 STABLE LANES WAY, 36143, WILDOMAR, CA 92595-8558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	112 5TH AVE W, POLSON, MT 59860-2633

Mortgage

Document Number	556428
Date	Jul 28, 2017
Instrument	556428

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.02%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Aug 01, 2022
Change Frequency	Annually
Min Rate At Change	3.02%
Max Rate At Change	5.02%
Index	12-Month MTA
Max Rate	8.02%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,574.00 (-24.16%)	$530,800 (+14.32%)	$530,800 (+14.32%) Land $175,206 Building $355,594
2023	$3,394.00	$464,300	$464,300 Land $108,921 Building $355,379

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Montana
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.