45850 Back Rd, Ronan, MT 59864 Property Records

Lake County property record for 45850 Back Rd, Ronan, MT 59864 · Last verified October 2025

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,760 sqft · built 2020
Lot Size14.7 acres (641,639 sqft)
Owner2 Individual Names on File
Tax Bill$3,439 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jul 2017 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APNR616224

Property Details

APN / Parcel Number

Primary APNR616224
Alternative APNs
  • 15-3103-29-1-01-19-0000
  • 0000017605

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,760 sqft Living Area
1st Floor Area880 sqft
2nd Floor Area880 sqft

Exterior

Year BuiltBuilt 2020
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area641,639 sqft (14.7 acres)
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area496 sqft
Deck Area72 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Account Number0000017605
Street Address45850 BACK RD
CityRONAN
StateMT
Zip59864
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionS29, T21 N, R20 W, ACRES 14.73, TR 3 COS 6614 IN POR OF W2NW LESS HWY
Legal Tract3
JurisdictionLAKE MT
Township / Civil DivisionFLATHEAD RESERVATION
Census Block Group1
Census Block1008
Census Tract940500

Owner

Source: Lake County records · APN R616224

Assessment roll updated December 31, 2024 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 523, RONAN, MT 59864-0523
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
VALLEY BANK OF RONAN
Jul 26, 2017Deed of Trust, Mortgage · Construction Mortgage
VALLEY BANK OF RONAN
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
VALLEY BANK OF RONAN

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleMar 06, 2014
Deed SaleMar 06, 2014
Deed Document Number534043
Record UpdatedJun 08, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Property Address45850 BACK RD, RONAN, MT 59864-8605
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000559339
DateNov 27, 2017
Instrument559339
Lender
NameVALLEY BANK OF RONAN
TypeBank
AddressWINNECONNE, WI 54986
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Property Address45850 BACK RD, RONAN, MT 59864-8605
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000556383
DateJul 26, 2017
Instrument556383
Lender
NameVALLEY BANK OF RONAN
TypeBank
AddressSAINT IGNATIUS, MT 59865
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MT
Property Address45850 BACK RD, RONAN, MT 59864-8605
Transaction TypeMortgage
Record UpdatedAug 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000585876
DateFeb 22, 2021
Instrument585876
Lender
NameVALLEY BANK OF RONAN
TypeBank
AddressRONAN, MT 59864
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 31, 2024 · Last verified October 2025

Property Jurisdictions

TypeName
StateMontana
CountyLake County
Elementary School DistrictRonan Elementary School District (PK - 08)
Secondary School DistrictRonan High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,439.00 (-15.02%)$696,100 (+23.27%)$696,100 (+23.27%) Land $231,654 Building $464,446
2023$4,047.00$564,700$564,700 Land $162,489 Building $402,211

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 1% of Montana
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
CommunityTelFiber100 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Back Rd

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