4601 Miller Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4601 Miller Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	902 sqft · built 1949
Lot Size	0.94 acres (40,946 sqft)
Owner	Company Name on File
Last Sale	$153,947 (Jun 2022)
Tax Bill	$1,096 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jun 2010 Mortgage + 3 more
APN	`03-8.0-27-003-002-021.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-003-002-021.000`

Interior

Building Area	902 sqft Base Area
1st Floor Area	902 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	40,946 sqft (0.94 acres)
Lot Dimensions	265 ft deep x 154 ft wide

Location & Zoning

Street Address	4601 MILLER RD
City	SAINT JOSEPH
State	MO
Zip	64505-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	27-58-35SWSUB: LOT: BLK:LGL DESC:BEG SW COR SW4 N ALG W/L 430' TH N 154' E 280' S 154' W 280' TO POB LESS 15' ON W FOR MILLER
Legal Range	35W
Legal Township	58N
Legal Section	27
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	200

Owner

4601 Miller Rd is owned by a company that bought it in June 2022.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	4206 KENSINGTON DR, SAINT JOSEPH, MO 64506-4550
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Jun 24, 2010	Deed of Trust, Mortgage · FHA Mortgage METLIFE HOME LOANS
Jun 30, 2022	Warranty Deed, Transfer · Line of Credit FARMERS STATE BANK
May 23, 2022	Warranty Deed, Transfer ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC
Mar 13, 2006	Warranty Deed, Transfer · FHA Mortgage TAYLOR BEAN & WHITAKER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	May 23, 2022
Deed Document Number	20226274
Deed Book / Page	3777 / 669
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4601 MILLER RD, SAINT JOSEPH, MO 64505-1428
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 COURT ST, SAVANNAH, MO 64485-1652

Mortgage

Document Number	003771/423
Date	Dec 30, 2021
Book Page	3771/423
Instrument	2021014136

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4601 MILLER RD, SAINT JOSEPH, MO 64505-1428
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03216/0728
Date	Jun 24, 2010
Book Page	3216/0728
Instrument	2010006794

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2040

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 30, 2022
Property Address	4601 MILLER RD, SAINT JOSEPH, MO 64505-1428
Document Number	003777/669
Book / Page	3777 / 669
Instrument Date	Jun 29, 2022
Instrument	2022006274
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4206 KINGSTON ST, SAINT JOSEPH, MO 64506

Mortgage

Document Number	2022006275
Date	Jun 30, 2022
Instrument	2022006275

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 5, 2042

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 23, 2022
Property Address	4601 MILLER RD, SAINT JOSEPH, MO 64505-1428
Document Number	003776/335
Book / Page	3776 / 335
Instrument Date	Jul 6, 2021
Instrument	2022004930
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6083, SAINT JOSEPH, MO 64506-0083

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 13, 2006
Property Address	4601 MILLER RD, SAINT JOSEPH, MO 64505-1428
Document Number	02880/0415
Book / Page	2880 / 0415
Instrument Date	Mar 10, 2006
Instrument	2006003381
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 N 7TH ST, ALBANY, MO 64402-1312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4601 MILLER RD, SAINT JOSEPH, MO 64505-1428

Mortgage

Document Number	02880/0417
Date	Mar 13, 2006
Book Page	2880/0417
Instrument	2006003382

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 4601 Miller Rd was $1,096.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,096.00	$15,000 Land $6,610 Building $8,390	$78,950 Land $34,770 Building $44,180
2024	$1,096.00 (+14.05%)
2023	$961.00 (-0.62%)	$14,320 (-) Land $6,610 Building $7,710	$75,370 Land $34,770 Building $40,600
2022	$967.00	$14,320 Land $6,610 Building $7,710
2021			$75,370 Land $34,770 Building $40,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4601 Miller Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4601 Miller Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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