4501 Miller Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4501 Miller Rd, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	880 sqft · built 1924
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$123,962 (Nov 2023)
Tax Bill	$719 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2023 Line of Credit
APN	`03-8.0-27-003-002-023.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-003-002-023.000`

Interior

Building Area	880 sqft Base Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	265 ft deep x 76 ft wide

Location & Zoning

Street Address	4501 MILLER RD
City	SAINT JOSEPH
State	MO
Zip	64505-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	27-58-35SWSUB: LOT: BLK:LGL DESC:BEG 200' N OF SW COR SW4 TH N 76' E 280' S 76' W 280' LESS 15' ON W FOR MILLER RD
Legal Range	35W
Legal Township	58N
Legal Section	27
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	200

Owner

4501 Miller Rd is owned and occupied by an individual who bought it in November 2023.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4501 MILLER RD, SAINT JOSEPH, MO 64505-1426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 8, 2023	Warranty Deed, Transfer · Line of Credit THE NODAWAY VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Aug 8, 2023 · Amount on File
Deed Document Number	20239123
Deed Book / Page	3792 / 554
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 16, 2023
Property Address	4501 MILLER RD, SAINT JOSEPH, MO 64505-1426
Document Number	003792/554
Book / Page	3792 / 554
Instrument Date	Nov 16, 2023
Instrument	2023009123
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 MILLER RD, SAINT JOSEPH, MO 64505-1426

Mortgage

Document Number	2023009124
Date	Nov 16, 2023
Instrument	2023009124

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 8, 2023
Property Address	4501 MILLER RD, SAINT JOSEPH, MO 64505-1426
Document Number	003789/456
Book / Page	3789 / 456
Instrument Date	Aug 7, 2023
Instrument	2023005993
Transaction Type	Transfer
Record Updated	Dec 4, 2023
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13319 COUNTY ROAD 327, SAVANNAH, MO 64485-2096

Mortgage

Document Number	003789/457
Date	Aug 8, 2023
Book Page	3789/457
Instrument	2023005994

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4501 Miller Rd was $719, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$719.00 (+0.14%)	$9,820 Land $4,580 Building $5,240	$51,670 Land $24,100 Building $27,570
2024	$718.00 (+13.07%)
2023	$635.00 (-0.63%)	$9,450 (-) Land $4,580 Building $4,870	$49,750 Land $24,100 Building $25,650
2022	$639.00	$9,450 Land $4,580 Building $4,870
2021			$49,750 Land $24,100 Building $25,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4501 Miller Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4501 Miller Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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