4601 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4601 Marblehead Bay Dr, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage1,791 sqft Living Area
Lot Size8,834 sqft (0.203 acres)
OccupancyOwner Occupied
Last Sale$515,000 (2019)
Tax Bill$6,512.00 (2025)

Property Details

APN / Parcel Number

Primary APN122-391-18-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,791 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area8,834 sqft (0.203 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4601 MARBLEHEAD BAY DR
CityOCEANSIDE
StateCA
Zip92057-4268
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 360 TR 011776
Legal SubdivisionWHELAN RANCH
Legal Tract011776
Legal Block1
Legal Lot Number360
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1005
Census Tract18609

Owner

Source: San Diego County records · APN 122-391-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4601 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Dec 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 25, 2019Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2019 · Amount on Record
Deed SaleFeb 25, 2019 · Amount on Record
Prior SaleAug 15, 2012 · Amount on Record
Deed Doc Number201967156
Record RefreshedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4601 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268
Transaction TypeMortgage
Record UpdatedJan 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268

Mortgage

Document Number0000010117
DateJan 13, 2023
Instrument2023-0010117
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJan 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4601 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268

Mortgage

Document Number0000825343
DateDec 06, 2021
Instrument2021-0825343
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4601 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138859
DateMar 17, 2020
Instrument2020-0138859
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 25, 2019
Property Address4601 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268
Document Number0000067156
Map ReferenceMAP 11776
Instrument DateJan 17, 2019
Instrument2019-0067156
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4601 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268

Mortgage

Document Number0000067157
DateFeb 25, 2019
Instrument2019-0067157
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$585,977 (+2%) Land $341,347 Building $244,630
2025$6,512.00 (+5.2%) Homeowner's exemption$574,488 (+4.04%) Land $334,654 Building $239,834
2023$6,190.00 (+1.58%) Homeowner's exemption$552,182 Land $321,660 Building $230,522
2022$6,094.00

Flood & Wildfire

4601 Marblehead Bay Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
36th percentile of exposed land nationally · 21st in California
Wildfire LikelihoodModerate — about 1 in 1,587 per year
ExposureIndirect
within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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