4617 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4617 Marblehead Bay Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1989
Lot Size	0.179 acres (7,786 sqft)
Owner	2 Company Names on File
Last Sale	$275,000 (Oct 2011)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2023 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`122-391-22-00`

Property Details

APN / Parcel Number

Primary APN	`122-391-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	7,786 sqft (0.179 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4617 MARBLEHEAD BAY DR
City	OCEANSIDE
State	CA
Zip	92057-4268
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 364 TR 011776
Legal Subdivision	WHELAN RANCH
Legal Tract	011776
Legal Block	1
Legal Lot Number	364
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	18609

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	25203 CORTE SOMBRERO, OCEANSIDE, CA 92057
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FEDERAL CREDIT UNION
Sep 26, 2023	Intrafamily Transfer, Transfer
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMCAP MORTGAGE LTD
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2011 · Amount on Record
Deed Sale	Oct 10, 2011 · Amount on Record
Prior Sale	Feb 8, 2011 · Amount on Record
Deed Document Number	2011529105
Last Transfer Date	Sep 13, 2023
Transfer Doc	0000260811
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2026
Property Address	4617 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268
Document Number	0000198687
Instrument Date	Jun 29, 2026
Instrument	2026198687
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	4617 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268

Mortgage

Document Number	0000198687,
Date	Jul 13, 2026
Instrument	2026198687

Lender

Name	MISSION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 31, 2051

Interest

Rate	6.53%
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2023
Property Address	4617 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268
Document Number	0000260811
Map Reference	MAP 11776
Instrument Date	Sep 13, 2023
Instrument	2023-0260811
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25203 CORTE SOMBRERO, MURRIETA, CA 92563-5229

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4617 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4617 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268

Mortgage

Document Number	0000817073
Date	Dec 18, 2020
Instrument	2020-0817073

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4617 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4617 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-4268

Mortgage

Document Number	0000693201
Date	Oct 4, 2021
Instrument	2021-0693201

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Oct 31, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$352,309 (+2%) Land $131,450 Building $220,859
2025	$3,952.00 (+5.22%) Homeowner's exemption	$345,402 (+4.04%) Land $128,873 Building $216,529
2023	$3,756.00 (+1.6%) Homeowner's exemption	$331,992 Land $123,870 Building $208,122
2022	$3,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1998–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2018 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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