4600 Seven Coves Rd, Temple, TX 76502 Property Records

Bell County property record for 4600 Seven Coves Rd, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 5,085 sqft · built 2019
Lot Size	6.51 acres (283,837 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,261 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0406950000`

Property Details

APN / Parcel Number

Primary APN	`0406950000`
Alternative APNs	`570564` `5496`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	5,085 sqft Living Area
1st Floor Area	3,414 sqft
2nd Floor Area	735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	283,837 sqft (6.51 acres)
Lot Dimensions	300 ft deep x 101 ft wide
Garage Area	2,038 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Deck Area	598 sqft
Canopy	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	570564
Street Address	4600 SEVEN COVES RD
City	TEMPLE
State	TX
Zip	76502-6552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN COVES TRACT 5, BLOCK 003, LOT 8, 9, 10, & 4.372AC TR ADJ & 0.11AC STREET ADJ, ACRES 6.516 & 4.372AC TR ADJ & 0.11AC
Legal Subdivision	SEVEN COVES TRACT 5
Legal Tract	5
Legal Block	3
Legal Lot Number	8,9,10 9
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3000
Census Tract	20203

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1778, TEMPLE, TX 76503-1778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST
Oct 13, 2020	Loan Modification, Mortgage FIRST UNITED BK
Jun 12, 2020	Loan Modification, Mortgage FIRST UNITED BK
May 11, 2020	Loan Modification, Mortgage FIRST UNITED BK
Nov 9, 2018	Deed of Trust, Mortgage FIRST UNITED BK
Nov 9, 2018	Deed of Trust, Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2004
Deed Sale	May 27, 2004
Deed Document Number	0002655383
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4600 SEVEN COVES RD, TEMPLE, TX 76502-6552
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024123
Date	Apr 21, 2021
Instrument	2021024123

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4600 SEVEN COVES RD, TEMPLE, TX 76502-6552
Document Number	0000057164
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1778 TEMPLE TX 765031778, TEMPLE, TX 76503-1778

Mortgage

Document Number	0000057164
Date	Oct 20, 2020
Instrument	57164

Lender

Name	FIRST UNITED BK
Type	Bank
Address	7288 W ADAMS AVE, TEMPLE, TX 76502

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 19, 2021

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4600 SEVEN COVES RD, TEMPLE, TX 76502-6552
Document Number	0000032552
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1778 MCALLEN TX 785051778, MCALLEN, TX 78505-1778

Mortgage

Document Number	0000032552
Date	Jul 2, 2020
Instrument	32552

Lender

Name	FIRST UNITED BK
Type	Bank
Address	7286 W ADAMS AVE, TEMPLE, TX 76502-5623

Agreement

Amount	Amount Recorded

Interest

Rate	4.7%

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	4600 SEVEN COVES RD, TEMPLE, TX 76502-6552
Document Number	0000024742
Instrument Date	May 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1778 TEMPLE TX 765031778, TEMPLE, TX 76503-1778

Mortgage

Document Number	0000024742
Date	May 26, 2020
Instrument	24742

Lender

Name	FIRST UNITED BK
Type	Bank
Address	TEMPLE, TX

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4600 SEVEN COVES RD, TEMPLE, TX 76502-6552
Document Number	0000047552
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4600 SEVEN CV TEMPLE TX 76503, TEMPLE, TX 76503

Mortgage

Document Number	0000047552
Date	Nov 15, 2018
Book Page	010656/000253
Instrument	47552

Lender

Name	FIRST UNITED BK
Type	Bank
Address	7286 W ADAMS AVE, TEMPLE, TX 76502-5623

Agreement

Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4600 SEVEN COVES RD, TEMPLE, TX 76502-6552
Document Number	0000000595
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4600 SEVEN CVS TEMPLE TX 76503, TEMPLE, TX 76503

Mortgage

Document Number	0000000595
Date	Jan 7, 2019
Instrument	595

Lender

Name	FIRST UNITED BK
Type	Bank
Address	7286 W ADAMS AVE, TEMPLE, TX 76502-5623

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,261.00 (-13.31%) Homeowner's exemption	$1,488,239 Land $521,770 Building $966,469	$1,488,239 Land $521,770 Building $966,469
2022	$7,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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