4570 Seven Coves Rd, Temple, TX 76502 Property Records

Bell County property record for 4570 Seven Coves Rd, Temple, TX 76502 · Last verified April 2024

Property Summary

Property Type	Single Family Home
Details	824 sqft · built 2000
Lot Size	1.49 acres (65,079 sqft)
Owner	2 Individual Names on File
Tax Bill	$225 (2023)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0406910200`

Property Details

APN / Parcel Number

Primary APN	`0406910200`
Alternative APNs	`862562` `50198`

Interior

Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft

Exterior

Year Built	Built 2000
Lot Area	65,079 sqft (1.49 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	384 sqft
Canopy	300 sqft
Storage Building	160 sqft

Location & Zoning

Account Number	862562
Street Address	4570 SEVEN COVES RD
City	TEMPLE
State	TX
Zip	76502-6629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEVEN COVES TRACT 5, BLOCK 003, LOT 6, 7, ENHANCED LIFE ESTATE ENHANCED LIFE ESTATE
Legal Subdivision	SEVEN COVES TRACT 5
Legal Tract	5
Legal Block	3
Legal Lot Number	6,7 7
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3000
Census Tract	20203

Owner

Source: Bell County records · APN 0406910200

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4570 SEVEN COVES RD, TEMPLE, TX 76502-6629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 04, 1982
Deed Sale	Jun 04, 1982
Deed Document Number	0004511793
Record Updated	Jun 07, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4570 SEVEN COVES RD, TEMPLE, TX 76502-6629
Document Number	0000017515
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4570 SEVEN COVES RD TEMPLE TX 765026629, TEMPLE, TX 76502-6629

Mortgage

Document Number	0000017515
Date	Apr 30, 2019
Book Page	010820/000809
Instrument	17515

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$225.00 (-69.39%) Homeowner's exemption Senior Citizen's exemption	$246,654 Land $104,126 Building $142,528	$246,654 Land $104,126 Building $142,528
2022	$735.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270202033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 3 of 4 on primary residences

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 39% of Texas
Wildfire Likelihood	About 1 in 719 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.