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4600 Arbor Dr, Midland, MI 48640 Property Records

Midland County property record for 4600 Arbor Dr, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,095 sqft · built 1968
Lot Size1.36 acres (59,242 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Mar 2024)
Tax Bill$7,975 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-08-10-122

Property Details

APN / Parcel Number

Primary APN14-08-10-122

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,095 sqft Living Area
Gross Area2,275 sqft
1st Floor Area2,275 sqft
Basement Area2,275 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleBi-Level
Lot Area59,242 sqft (1.36 acres)
Lot Dimensions370 ft deep x 160 ft wide
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4600 ARBOR DR
CityMIDLAND
StateMI
Zip48640-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-1
Legal DescriptionLOT 15 GARDENS SUB
Legal SubdivisionGARDENS SUB
Legal Lot Number15
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group1
Census Block1000
Census Tract290400

Owner

4600 Arbor Dr is owned and occupied by two individuals who bought it in March 2024.

Source: Midland County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address4600 ARBOR DR, MIDLAND, MI 48640-2607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2024 · Amount on File
Deed SaleMar 20, 2024 · Amount on File
Deed Book / Page1671 / 69
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateMar 20, 2024
Property Address4600 ARBOR DR, MIDLAND, MI 48640-2607
Document Number0001671/69
Book / Page1671 / 69
Map ReferenceLB E PG 36
Instrument DateMar 18, 2024
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyISLAND TITLE AGENCY LLC, MIDLAND TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29290 E RED ARROW HWY, PAW PAW, MI 49079-9462

Transferred To (Grantee/Buyer)

NameVerified Name
Address1645 W OGDEN AVE UNIT 327, 327, CHICAGO, IL 60612-4349

Mortgage

Document Number0000167170
DateMar 20, 2024
Instrument1671/70
Lender
NameSTAUNTON FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 4600 Arbor Dr was $7,975 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,600$461,200
2025$7,975.00
2023$160,600$321,200
2022$5,970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4600 Arbor Dr in Zone X, an area of minimal flood risk, though there have been 195 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 48 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
incl. 10 condo units
Nearby Flood Claims195 (1986–2026)
Claims Outside the SFHA2 of 195
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2020 · 165 claims
  • Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4600 Arbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Omni Fiber.

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