4515 Arbor Dr, Midland, MI 48640 Property Records

Midland County property record for 4515 Arbor Dr, Midland, MI 48640

Property Summary

Property TypeCommercial
Lot Size0.67 acres (29,185 sqft)
OwnerCompany Name on Record
Flood ZoneZone X (minimal risk)
APN14-08-10-004

Property Details

APN / Parcel Number

Primary APN14-08-10-004

Exterior

Lot Area29,185 sqft (0.67 acres)
Lot Dimensions450 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4515 ARBOR DR
CityMIDLAND
StateMI
Zip48640-2645
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeRA-1
Legal DescriptionBEG AT NW COR OF LOT 23 GARDENS SUB TH N 60 FT W 400 FT N 20 FT W 50 FT S 100 FT E 50 FT N 20 FT E 400 FT TO POB
Legal SubdivisionGARDENS SUB
Legal Lot Number23
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group1
Census Block1000
Census Tract290400

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1647, MIDLAND, MI 48641-1647
Owner TypeCompany
VestingGovernment

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
incl. 10 condo units
Nearby Flood Claims195 (1986–2026)
Claims Outside the SFHA2 of 195
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2020 · 165 claims
  • Flooding, Apr 2013 · 4 claims
  • Severe Storms & Flooding, Sep 1986 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Omni Fiber.

Nearby Properties on Arbor Dr

Nearby Streets

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