460 W Center St, Snowflake, AZ 85937 Property Records

Navajo County property record for 460 W Center St, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,383 sqft · built 1992
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (Apr 2022)
Tax Bill	$676 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`202-11-090`

Property Details

APN / Parcel Number

Primary APN	`202-11-090`

Interior

Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,383 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Porch	Open Slab
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	460 W CENTER ST
City	SNOWFLAKE
State	AZ
Zip	85937-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SNOWFLAKE TOWNSITE:(PORTION OF LOT 4, BLOCK 12) BEG 276 W OF SW COR BLK 11; TH W 97; TH N 84; TH E 97; TH S 84 TPOB
Legal Range	21E
Legal Township	13N
Legal Section	23
Legal Subdivision	SNOWFLAKE TOWNSITE
Legal Block	12,11
Legal Lot Number	4
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1017
Census Tract	963300

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 N 2ND ST W, SNOWFLAKE, AZ 85937-5069
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2021	Warranty Deed, Transfer LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	20228020
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	460 W CENTER ST, SNOWFLAKE, AZ 85937-5204
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 W CENTER ST, SNOWFLAKE, AZ 85937-5204

Mortgage

Document Number	0000013595
Date	Sep 17, 2025
Instrument	2025-13595

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Apr 20, 2022
Property Address	460 W CENTER ST, SNOWFLAKE, AZ 85937-5204
Document Number	0000008020
Map Reference	MB 2 PG 11
Instrument Date	Mar 22, 2022
Instrument	2022-08020
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 611, SNOWFLAKE, AZ 85937-0611

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	80 N 2ND ST W, SNOWFLAKE, AZ 85937-5069

Mortgage

Document Number	0000008021
Date	Apr 20, 2022
Instrument	2022-08021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 19, 2021
Property Address	460 W CENTER ST, SNOWFLAKE, AZ 85937-5204
Document Number	0000023675
Map Reference	MB 2 PG 11
Instrument Date	Oct 19, 2021
Instrument	2021-23675
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 W CENTER ST, 460, SNOWFLAKE, AZ 85937-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 611, SNOWFLAKE, AZ 85937-0611

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$236,345 (-2.55%) Land $28,773 Building $207,572
2025	$676.00 (+70.71%)	$24,254 Land $2,723 Building $21,531	$242,540 Land $27,234 Building $215,306
2023	$396.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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