432 W Center St, Snowflake, AZ 85937 Property Records

Navajo County property record for 432 W Center St, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,604 sqft · built 1973
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Oct 2022)
Tax Bill	$467 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`202-11-089`

Property Details

APN / Parcel Number

Primary APN	`202-11-089`

Interior

Stories	1 Story
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Porch	Open Slab
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	482 W CENTER ST
City	SNOWFLAKE
State	AZ
Zip	85937-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SNOWFLAKE TOWNSITE:(IN BLK 12)BEG 373 W OF SW COR BLK 11; TH N 1 00;TH W 83;TH S 100;TH E 83TPOB
Legal Range	21E
Legal Township	13N
Legal Section	23
Legal Subdivision	SNOWFLAKE TOWNSITE
Legal Block	12,11
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1017
Census Tract	963300

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	482 W CENTER ST, SNOWFLAKE, AZ 85937-5204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	202219486
Prior Transfer Date	Oct 11, 2022
Prior Transfer Doc	0000019486
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Oct 14, 2022
Property Address	432 W CENTER ST, SNOWFLAKE, AZ 85937-5204
Document Number	0000019486
Map Reference	MB 2 PG 11
Instrument Date	Oct 11, 2022
Instrument	2022-19486
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 W CENTER ST, SNOWFLAKE, AZ 85937-5204

Mortgage

Document Number	0000019487
Date	Oct 14, 2022
Instrument	2022-19487

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$199,385 (-1.54%) Land $28,773 Building $170,612
2025	$467.00 (+6.62%)	$20,249 Land $2,723 Building $17,526	$202,496 Land $27,234 Building $175,262
2023	$438.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100

May also be available: T-Mobile, Verizon.

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