460 Summit St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 460 Summit St, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,133 sqft · built 1948
Lot Size	0.399 acres (17,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,190,000 (Nov 2023)
Tax Bill	$21,403 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-01510-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`51-01510-0000-00003`
Alternative APN	`510151000003`

Interior

Stories	2 Stories
Building Area	2,133 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	17,380 sqft (0.399 acres)
Lot Dimensions	193 ft deep x 90 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	460 SUMMIT ST
City	RIDGEWOOD
State	NJ
Zip	07450-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.399 AC
Legal Subdivision	ALBERT WINTER & NELSON ZABRISK
Legal Block	1510
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	4
Census Block	4001
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	460 SUMMIT ST, RIDGEWOOD, NJ 07450-1530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Feb 4, 1993 · Amount on Record
Deed Document Number	202375063
Deed Book / Page	5127 / 1870
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 17, 2023
Property Address	460 SUMMIT ST, RIDGEWOOD, NJ 07450-1530
Document Number	0051271870
Book / Page	5127 / 1870
Instrument Date	Nov 8, 2023
Instrument	2023075063
Transaction Type	Transfer
Record Updated	Jan 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,867.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 POND LN, MAHWAH, NJ 07430-2834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 SUMMIT ST, RIDGEWOOD, NJ 07450-1530

Mortgage

Document Number	2023075064
Date	Nov 17, 2023
Instrument	2023075064

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$852,300 (+15.08%) Land $399,000 Building $453,300	$852,300 (+15.08%) Land $399,000 Building $453,300
2025	$21,403.00 (+0.73%)	$740,600 (+0.35%) Land $399,000 Building $341,600	$740,600 (+0.35%) Land $399,000 Building $341,600
2024	$21,247.00 (+5.34%)
2023		$738,000 (-) Land $399,000 Building $339,000	$738,000 (-) Land $399,000 Building $339,000
2022	$20,169.00 (+0.92%)	$738,000 Land $399,000 Building $339,000	$738,000 Land $399,000 Building $339,000
2021	$19,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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