455 Summit St, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 455 Summit St, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 1948
Lot Size	0.158 acres (6,882 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Jun 2022)
Tax Bill	$12,118 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-01511-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`51-01511-0000-00011`
Alternative APN	`510151100011`

Interior

Stories	1 Story
Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	455 SUMMIT ST
City	RIDGEWOOD
State	NJ
Zip	07450-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.158 AC
Legal Block	1511
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	4
Census Block	4000
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	455 SUMMIT ST, RIDGEWOOD, NJ 07450-1531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	202266062
Deed Book / Page	4728 / 217
Prior Transfer Date	Sep 9, 1998
Prior Transfer Doc	0000148666
Record Updated	Sep 20, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 30, 2022
Property Address	455 SUMMIT ST, RIDGEWOOD, NJ 07450-1531
Document Number	0047280217
Book / Page	4728 / 217
Instrument Date	May 10, 2022
Instrument	2022066062
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	NOT AVAILABLE, CST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,404.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 OCEAN ROYALE WAY APT 501, 750, JUNO BEACH, FL 33408-1336

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	455 SUMMIT ST, RIDGEWOOD, NJ 07450-1531

Mortgage

Document Number	2022066063
Date	Jun 30, 2022
Instrument	2022066063

Lender

Name	LOANUNITED.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,300 (-) Land $296,600 Building $122,700	$419,300 (-) Land $296,600 Building $122,700
2025	$12,118.00 (+0.74%)	$419,300 (-) Land $296,600 Building $122,700	$419,300 (-) Land $296,600 Building $122,700
2024	$12,029.00 (+9.24%)
2023		$419,300 Land $296,600 Building $122,700	$419,300 Land $296,600 Building $122,700
2022	$11,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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