Rockland County and Clarkstown Town property record for 460 Storms Rd, Valley Cottage, NY 10989
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,576 sqft · built 2022 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $910,000 (Apr 2023) |
| Tax Bill | $23,871 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 392089 59.11-1-50 |
| Primary APN | 392089 59.11-1-50 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,576 sqft Living Area |
| Gross Area | 2,702 sqft |
| 1st Floor Area | 1,332 sqft |
| 2nd Floor Area | 1,244 sqft |
| Basement Area | 700 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 895 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 122C3.3 |
|---|---|
| Street Address | 460 STORMS RD |
| City | VALLEY COTTAGE |
| State | NY |
| Zip | 10989-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | STORMS COUNTRY ESTATES LO 122-C-3.3 |
| Legal Subdivision | STORMS COUNTRY ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 50.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | CLARKSTOWN |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 11101 |
460 Storms Rd is owned by two individuals who bought it in April 2023.
Source: Rockland County and Clarkstown Town records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 E 78TH ST, NEW YORK, NY 10075-1643 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2023 | Bargain and Sale Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jul 22, 2022 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on File |
| Deed Sale | Apr 21, 2023 · Amount on File |
| Prior Sale | Jul 22, 2022 · Amount on File |
| Deed Document Number | 20232023-00012796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Apr 21, 2023 |
| Property Address | 460 STORMS RD, VALLEY COTTAGE, NY 10989-1213 |
| Document Number | 0000012796 |
| Map Reference | BK 106 PG 74 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023-00012796 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 73 BARDONIA RD, BARDONIA, NY 10954-2101 |
| Name | Verified Name |
|---|---|
| Address | 405 E 78TH ST, NEW YORK, NY 10075-1643 |
| Document Number | 0000012797 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023-00012797 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.13% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.13% |
| Max Rate At Change | 7.13% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jul 22, 2022 |
| Property Address | 460 STORMS RD, VALLEY COTTAGE, NY 10989-1213 |
| Document Number | 0000026452 |
| Map Reference | BK 106 PG 74 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 2022-00026452 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 73 BARDONIA RD, BARDONIA, NY 10954-2101 |
Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Clarkstown Town |
| Unified School District | Nyack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $23,871.00 (+83.86%) | $195,830 (-) Land $31,500 Building $164,330 | $90,500 (-) |
| 2023 | $12,983.00 | $195,830 Land $31,500 Building $164,330 | $90,500 Land $14,557 Building $75,943 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 460 Storms Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1982–2026) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 460 Storms Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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