460 N Main St, Independence, OR 97351 Property Records

Polk County property record for 460 N Main St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 1927
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (May 2013)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08421-CA-00200`

Property Details

APN / Parcel Number

Primary APN	`08421-CA-00200`
Alternative APN	`305442`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	1,320 sqft
2nd Floor Area	780 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2000
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,720 sqft (0.154 acres)
View / Lot	Traffic
Garage Area	780 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Deck Area	244 sqft
Patio Area	308 sqft
Utility Building	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	305442
Street Address	460 N MAIN ST
City	INDEPENDENCE
State	OR
Zip	97351-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	E. A. THORPS TOWN PLAT OF INDEPENDENCE LOT 3 BLOCK 14
Legal Range	4W
Legal Township	08S
Legal Section	21
Legal Subdivision	E. A. THORPS TOWN PLAT OF INDEPENDENCE
Legal Block	14
Legal Lot Number	3
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	2
Census Block	2025
Census Tract	20305

Owner

460 N Main St is owned and occupied by two individuals who bought it in May 2013.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	460 N MAIN ST, INDEPENDENCE, OR 97351-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2013 · Amount on File
Deed Sale	May 16, 2013 · Amount on File
Deed Document Number	20135343
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	460 N MAIN ST, INDEPENDENCE, OR 97351-2211
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006509
Date	Apr 15, 2021
Instrument	2021-006509

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 460 N Main St was $2,999 with a veteran's exemption, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,760 (+3%) Land $34,050 Building $167,710	$475,840 (-4.85%) Land $150,000 Building $325,840
2025	$2,999.00 (+3.81%) Veteran's exemption	$195,890 (+3%) Land $33,050 Building $162,840	$500,070 (+3.59%) Land $149,300 Building $350,770
2024	$2,889.00 (-2.5%) Veteran's exemption	$190,190 (+2.99%) Land $32,090 Building $158,100	$482,740 (-1.52%) Land $137,000 Building $345,740
2023	$2,963.00 (+8.89%) Veteran's exemption	$184,660 (+3%) Land $31,150 Building $153,510	$490,210 (+4.92%) Land $138,200 Building $352,010
2022	$2,721.00 Veteran's exemption	$179,290 Land $30,240 Building $149,050	$467,230 Land $117,500 Building $349,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Hunter Communications Fixed Wireless	200 / 20