Polk County property record for 388 N Main St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,174 sqft · built 1880 |
| Lot Size | 0.154 acres (6,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $143,950 (Nov 2016) |
| Tax Bill | $1,811 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 08421-CD-00400 |
| Primary APN | 08421-CD-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| Gross Area | 1,244 sqft |
| 1st Floor Area | 866 sqft |
| 2nd Floor Area | 308 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,720 sqft (0.154 acres) |
| View / Lot | Traffic |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 70 sqft |
| Utility Building | 1,126 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 201300 |
|---|---|
| Street Address | 388 N MAIN ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | E. A. THORPS TOWN PLAT OF INDEPENDENCE LOT 4 BLOCK 13 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 21 |
| Legal Subdivision | E. A. THORPS TOWN PLAT OF INDEPENDENCE |
| Legal Block | 13 |
| Legal Lot Number | 4 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 20305 |
388 N Main St is owned and occupied by two individuals who acquired it in August 2021.
Source: Polk County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 388 N MAIN ST, INDEPENDENCE, OR 97351-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2016 · Amount on File |
| Deed Sale | Nov 23, 2016 · Amount on File |
| Prior Sale | Jul 2, 2009 · Amount on File |
| Deed Document Number | 201613179 |
| Last Transfer Date | Aug 20, 2021 |
| Transfer Doc | 0000013540 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Aug 25, 2021 |
| Property Address | 388 N MAIN ST, INDEPENDENCE, OR 97351-2209 |
| Document Number | 0000013540 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021-013540 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2021 |
| Title Company | TICOR TITLE COMPANY OC, TICOR TITLE COMPANY OF OR |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 388 N MAIN ST, INDEPENDENCE, OR 97351-2209 |
| Document Number | 0000013541 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021-013541 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 388 N Main St was $1,811, up 3.8% from the year before.
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,240 (+2.99%) Land $45,920 Building $56,320 | $293,690 (-3.49%) Land $150,000 Building $143,690 | |
| 2025 | $1,811.00 (+3.78%) | $99,270 (+3%) Land $44,590 Building $54,680 | $304,300 (+4.76%) Land $149,300 Building $155,000 |
| 2024 | $1,745.00 (-2.51%) | $96,380 (+2.99%) Land $43,290 Building $53,090 | $290,470 (-1.93%) Land $137,000 Building $153,470 |
| 2023 | $1,790.00 (+8.95%) | $93,580 (+2.99%) Land $42,030 Building $51,550 | $296,200 (+10.62%) Land $138,200 Building $158,000 |
| 2022 | $1,643.00 | $90,860 Land $40,810 Building $50,050 | $267,770 Land $117,500 Building $150,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 388 N Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 388 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures