460 Hill St, Ringgold, GA 30736 Property Records

Catoosa County property record for 460 Hill St, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,054 sqft · built 1983
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Feb 2025 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0039H042000`

Property Details

APN / Parcel Number

Primary APN	`0039H042000`
Alternative APNs	`0039H042` `19849`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,054 sqft Heated Area
1st Floor Area	1,054 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	133 ft deep x 127 ft wide
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19849
Old Parcel Number	0039H042000
Street Address	460 HILL ST
City	RINGGOLD
State	GA
Zip	30736-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 88 HILL CREST
Legal Subdivision	HILL CREST SUB
Legal Lot Number	88
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3003
Census Tract	30306

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1340 FLORIDA ST, CHATTANOOGA, TN 37421-3608
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jan 4, 2021	Quit Claim Deed, Transfer · VA Mortgage USAA
Jun 26, 2019	Warranty Deed, Transfer · VA Mortgage FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020
Deed Sale	Dec 11, 2020
Prior Sale	Aug 31, 2017 · Amount on Record
Deed Document Number	0002104255
Deed Book / Page	1994 / 398
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	2019-001302
Record Updated	Jun 8, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	460 HILL ST, RINGGOLD, GA 30736-3220
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 HILL ST, RINGGOLD, GA 30736-3220

Mortgage

Document Number	0023680000000001
Date	Feb 4, 2025
Book Page	0000002368/0000000001
Instrument	D2025000617

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 4, 2021
Property Address	460 HILL ST, RINGGOLD, GA 30736-3220
Document Number	0021040255
Book / Page	002104 / 000255
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1340 FLORIDA ST CHATTANOOGA TN 374213608, CHATTANOOGA, TN 37421-3608

Mortgage

Document Number	21040257
Date	Jan 4, 2021
Book Page	002104/000257

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 26, 2019
Property Address	460 HILL ST, RINGGOLD, GA 30736-3220
Document Number	0019940398
Book / Page	001994 / 000398
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	FOUNDATION TITLE, FOUNDATION TITLE & ESCROW CHAT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 HILL ST RINGGOLD GA 307363220, RINGGOLD, GA 30736-3220

Mortgage

Document Number	19940399
Date	Jun 26, 2019
Book Page	001994/000399

Lender

Name	FIRST BK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (+17.08%)	$82,738 (+38.1%) Land $12,000 Building $70,738	$206,844 (+38.1%) Land $30,000 Building $176,844
2023	$1,341.00 (+24.98%)	$59,912 Land $10,000 Building $49,912	$149,779 Land $25,000 Building $124,779
2022	$1,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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