409 Hill St, Ringgold, GA 30736 Property Records

Catoosa County property record for 409 Hill St, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 1985
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2024)
Tax Bill	$1,478 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0039H069000`

Property Details

APN / Parcel Number

Primary APN	`0039H069000`
Alternative APNs	`0039H069` `19876`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	1,040 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	168 ft deep x 90 ft wide

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	168 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19876
Street Address	409 HILL ST
City	RINGGOLD
State	GA
Zip	30736-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 33 HILL CREST
Legal Subdivision	HILL CREST SUB
Legal Lot Number	33
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3000
Census Tract	30306

Owner

Source: Catoosa County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 HILL ST, RINGGOLD, GA 30736-3221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE
Sep 1, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 15, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Sep 1, 2023
Deed Book / Page	2340 / 830
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Sep 28, 2026
Property Address	409 HILL ST, RINGGOLD, GA 30736-3221
Document Number	2472000661
Book / Page	2472 / 661
Instrument Date	Sep 24, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HILL ST, RINGGOLD, GA 30736-3221

Mortgage

Document Number	2472000661,
Date	Sep 28, 2026
Book Page	2472/661

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 1, 2023
Property Address	409 HILL ST, RINGGOLD, GA 30736-3221
Document Number	0022930077
Book / Page	2293 / 77
Instrument Date	Sep 1, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HILL ST, RINGGOLD, GA 30736-3221

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	409 HILL ST, RINGGOLD, GA 30736-3221
Document Number	0021270034
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 HILL ST RINGGOLD GA 307363221, RINGGOLD, GA 30736-3221

Mortgage

Document Number	0021270034
Date	Apr 5, 2021
Book Page	002127/000034

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Apr 4, 2043

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,478.00 (+14.57%)	$77,892 (+35.15%) Land $12,000 Building $65,892	$194,730 (+35.15%) Land $30,000 Building $164,730
2023	$1,290.00 (+22.86%)	$57,634 Land $10,000 Building $47,634	$144,085 Land $25,000 Building $119,085
2022	$1,050.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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