460 Highland Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 460 Highland Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,706 sqft · built 1992
Lot Size	0.345 acres (15,062 sqft)
Owner	Individual Name on File
Last Sale	$387,500 (Mar 2021)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-34-201-015`

Property Details

APN / Parcel Number

Primary APN	`19-34-201-015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,706 sqft
Gross Area	4,133 sqft
1st Floor Area	1,427 sqft
2nd Floor Area	1,279 sqft

Exterior

Year Built	Built 1992
Exterior Material	Frame Siding
Lot Area	15,062 sqft (0.345 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	460 HIGHLAND AVE
City	ALGONQUIN
State	IL
Zip	60102-3182
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0016658 LT 9 TIMBER RIDGE
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	TIMBER RIDGE
Legal Block	201
Legal Lot Number	9
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4035
Census Tract	871600

Owner

460 Highland Ave is owned and occupied by an individual who bought it in March 2021.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	460 HIGHLAND AVE, ALGONQUIN, IL 60102-3182
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	May 4, 2000 · Amount on File
Deed Document Number	2021R0016658
Record Updated	Jun 7, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 26, 2021
Property Address	460 HIGHLAND AVE, ALGONQUIN, IL 60102-3182
Document Number	0000016658
Map Reference	DOC 89R42270
Instrument Date	Jan 26, 2021
Instrument	2021R0016658
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 HIGHLAND AVE, 460, ALGONQUIN, IL 60102-3182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 HIGHLAND AVE, ALGONQUIN, IL 60102-3182

Mortgage

Document Number	0000016659
Date	Mar 26, 2021
Instrument	2021R0016659

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$147,979 Land $32,592 Building $115,387	$443,937 Land $97,776 Building $346,161

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 Highland Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1979–1987)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 1987 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20