324 Highland Ave, Algonquin, IL 60102 Property Records

McHenry County property record for 324 Highland Ave, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,190 sqft · built 1987
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,000 (Mar 2022)
Tax Bill	$9,280 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-34-204-018`

Property Details

APN / Parcel Number

Primary APN	`19-34-204-018`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,190 sqft Living Area
1st Floor Area	1,043 sqft
Basement Area	1,019 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	324 HIGHLAND AVE
City	ALGONQUIN
State	IL
Zip	60102-3181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0008969 LT 3 SPRUCEWOOD TERRACE
Legal Subdivision	SPRUCEWOOD TERRACE
Legal Block	204
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1006
Census Tract	871404

Owner

Source: McHenry County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 HIGHLAND AVE, ALGONQUIN, IL 60102-3181
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Mar 10, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Jun 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	20228969
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000020150
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Jun 29, 2026
Property Address	324 HIGHLAND AVE, ALGONQUIN, IL 60102-3181
Document Number	0000018407
Instrument Date	Jun 24, 2026
Instrument	202618407
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 HIGHLAND AVE, ALGONQUIN, IL 60102-3181

Mortgage

Document Number	0000018407,
Date	Jun 29, 2026
Instrument	202618407

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2056

Interest

Rate	6.24%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 10, 2022
Property Address	324 HIGHLAND AVE, ALGONQUIN, IL 60102-3181
Document Number	0000008969
Map Reference	DOC 710083
Instrument Date	Mar 1, 2022
Instrument	2022R0008969
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	324 HIGHLAND AVE, ALGONQUIN, IL 60102-3181

Mortgage

Document Number	0000008970
Date	Mar 10, 2022
Instrument	2022R0008970

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 19, 2018
Property Address	324 HIGHLAND AVE, ALGONQUIN, IL 60102-3181
Document Number	0000020150
Instrument Date	May 30, 2018
Instrument	20150
Transaction Type	Transfer
Record Updated	Jul 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	324 HIGHLAND AVE ALGONQUIN IL 601023181, ALGONQUIN, IL 60102-3181

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 31, 2018
Property Address	324 HIGHLAND AVE, ALGONQUIN, IL 60102-3181
Document Number	0000017775
Instrument Date	Mar 31, 2018
Instrument	17775
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 HIGHLAND AVE ALGONQUIN IL 601023181, ALGONQUIN, IL 60102-3181

Mortgage

Document Number	17776
Date	May 31, 2018
Instrument	17776

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$9,280.00	$126,639 (+32.39%) Land $28,979 Building $97,660	$379,917 (+32.39%) Land $86,937 Building $292,980
2022	Homeowner's exemption	$95,657 Land $20,766 Building $74,891	$286,971 Land $62,298 Building $224,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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