460 Crestview Ln, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 460 Crestview Ln, Sugar Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 2 ba · 1,440 sqft · built 1996
Lot Size1.26 acres (54,886 sqft)
Owner2 Individual Names on File
Last Sale$215,000 (Apr 2019)
Tax Bill$1,945 (2025)
Deeds & MortgagesApr 2020 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN71033

Property Details

APN / Parcel Number

Primary APN71033
Alternative APN
  • 18581830149800000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,440 sqft Heated Area
Basement Area480 sqft
Unfinished Basement480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area54,886 sqft (1.26 acres)

Exterior Amenities

PorchOpen Porch
Porch Area352 sqft
Deck Area264 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number71033
Street Address460 CRESTVIEW LN
CitySUGAR MOUNTAIN
StateNC
Zip28604-7106
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeR3
Legal DescriptionSM CREST VIEW 008 PLAT 30-33
Legal SubdivisionSM CREST VIEW
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1018
Census Tract930200

Owner

460 Crestview Ln, a residential property, is owned by two individuals who bought it in April 2019.

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address109 PEREGRINE CT, WINTER SPRINGS, FL 32708-5617
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
MOVEMENT MTG
Apr 4, 2019Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 4, 2019 · Amount on File
Deed SaleApr 4, 2019 · Amount on File
Prior SaleJul 16, 2007
Deed Document Number0005292216
Deed Book / Page529 / 2216
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address460 CRESTVIEW LN # 8, 8, SUGAR MOUNTAIN, NC 28604-7106
Document Number0005421894
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address460 CRESTVIEW LN SUGAR MOUNTAIN NC 286047106, SUGAR MOUNTAIN, NC 28604-7106

Mortgage

Document Number0005421894
DateApr 28, 2020
Book Page000542/001894
Instrument1924
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateApr 4, 2019
Property Address460 CRESTVIEW LN # 8, 8, SUGAR MOUNTAIN, NC 28604-7106
Document Number0005292216
Book / Page000529 / 002216
Instrument DateMar 28, 2019
Instrument1299
Transaction TypeTransfer
Record UpdatedApr 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address109 PEREGRINE CT WINTER SPRINGS FL 327085617, WINTER SPRINGS, FL 32708-5617

Mortgage

Document Number5292220
DateApr 4, 2019
Book Page000529/002220
Instrument1300
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 460 Crestview Ln was $1,945.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySugar Mountain Village
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,945.00$286,100 Land $60,000 Building $226,100$286,100 Land $60,000 Building $226,100
2023$1,144.00 (-4.51%)$286,100 (-) Land $60,000 Building $226,100$286,100 (-) Land $60,000 Building $226,100
2022$1,198.00$286,100 Land $60,000 Building $226,100$286,100 Land $60,000 Building $226,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 460 Crestview Ln in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims16 (1997–2024)
Claims Outside the SFHA13 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 460 Crestview Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGAR MOUNTAIN UTILITY
private · serves 3,226 people · EPA ID NC0106107
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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