251 Crestview Ln, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 251 Crestview Ln, Sugar Mountain, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 3 ba · 2,186 sqft · built 1992
Lot Size0.969 acres (42,253 sqft)
OwnerIndividual Name on Record
Last Sale$585,000 (Sep 2024)
Tax Bill$2,509 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN82207

Property Details

APN / Parcel Number

Primary APN82207
Alternative APNs
  • 18581820617000000
  • 66056

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,186 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Exterior MaterialWood
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area42,253 sqft (0.969 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area266 sqft
Deck Area1,286 sqft
Patio Area1,286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number82207
Street Address251 CRESTVIEW LN
CitySUGAR MOUNTAIN
StateNC
Zip28604-7104
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeR3
Legal DescriptionSM CREST VIEW LOT 2 PLAT 30-33
Legal SubdivisionSM CREST VIEW
Legal Lot Number2
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1018
Census Tract930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address251 CRESTVIEW LN, SUGAR MOUNTAIN, NC 28604-7104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Feb 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Sep 18, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2024 · Amount on Record
Deed SaleSep 18, 2024 · Amount on Record
Prior SaleApr 7, 2016 · Amount on Record
Deed Document Number0000603525
Deed Book / Page603 / 525
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address251 CRESTVIEW LN, SUGAR MOUNTAIN, NC 28604-7104
Transaction TypeMortgage
Record UpdatedDec 4, 2025
Title CompanyNATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000886
DateFeb 15, 2021
Book Page556/1197
Instrument2021000886
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address251 CRESTVIEW LN, SUGAR MOUNTAIN, NC 28604-7104
Transaction TypeMortgage
Record UpdatedDec 4, 2025
Title CompanyUNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001051
DateFeb 17, 2022
Book Page573/1341
Instrument2022001051
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateSep 18, 2024
Property Address251 CRESTVIEW LN, SUGAR MOUNTAIN, NC 28604-7104
Document Number0000004155
Book / Page603 / 525
Map ReferenceMB 30 PG 33
Instrument DateSep 13, 2024
Instrument2024004155
Transaction TypeTransfer
Record UpdatedDec 4, 2025

Transaction

AmountAmount Recorded
Tax$1,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4172 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9372

Transferred To (Grantee/Buyer)

NameVerified Name
Address251 CRESTVIEW LN, SUGAR MOUNTAIN, NC 28604-7104

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySugar Mountain Village
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,509.00 (+69.99%)$369,000 (-) Land $45,000 Building $324,000$369,000 (-) Land $45,000 Building $324,000
2023$1,476.00$369,000 (-) Land $45,000 Building $324,000$369,000 (-) Land $45,000 Building $324,000
2022$1,476.00$369,000 Land $45,000 Building $324,000$369,000 Land $45,000 Building $324,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims16 (1997–2024)
Claims Outside the SFHA13 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGAR MOUNTAIN UTILITY
private · serves 3,226 people · EPA ID NC0106107
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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