460 Ann St, Cary, IL 60013 Property Records

McHenry County property record for 460 Ann St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,933 sqft · built 1996
Lot Size0.204 acres (8,890 sqft)
Owner2 Individual Names on File
Last Sale$248,000 (Dec 2017)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-12-326-008

Property Details

APN / Parcel Number

Primary APN19-12-326-008

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,933 sqft
Gross Area2,470 sqft
1st Floor Area1,034 sqft
2nd Floor Area899 sqft

Exterior

Year BuiltBuilt 1996
Exterior MaterialFrame Siding
Lot Area8,890 sqft (0.204 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address460 ANN ST
CityCARY
StateIL
Zip60013-1616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2017R0045333 LT 76 /EX PC ON W SIDE/ SUN VALLEY ADDN 2ND ADDN MEMO: SANCHEZ, ALEJANDRO V/ STEPHANIE E
Legal Range08E
Legal Township43N
Legal Section12
Legal SubdivisionEX PC ON W SIDE SUN VALLEY ADD
Legal Lot Number76
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2001
Census Tract871305

Owner

460 Ann St is owned and occupied by two individuals who bought it in December 2017.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address460 ANN ST, CARY, IL 60013-1616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 7, 2017 · Amount on File
Deed SaleDec 7, 2017 · Amount on File
Prior SaleMar 10, 2011
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateDec 7, 2017
Property Address460 ANN ST, CARY, IL 60013-1616
Document Number0000045333
Instrument DateDec 4, 2017
Instrument45333
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$372.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address460 ANN ST CARY IL 600131616, CARY, IL 60013-1616

Mortgage

Document Number45334
DateDec 7, 2017
Instrument45334
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 6, 2047
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$98,557 Land $15,982 Building $82,575$295,671 Land $47,946 Building $247,725

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 460 Ann St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 460 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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