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438 Ann St, Cary, IL 60013 Property Records

McHenry County property record for 438 Ann St, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details1 ba · 960 sqft · built 1962
Lot Size0.212 acres (9,240 sqft)
OwnerTrust Name on File
Deeds & MortgagesDec 2018 Transfer
Flood ZoneZone X (minimal risk)
APN19-12-326-006

Property Details

APN / Parcel Number

Primary APN19-12-326-006

Interior

Full Baths1 Bath
Stories1 Story
Building Area960 sqft
Gross Area1,920 sqft
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1962
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area9,240 sqft (0.212 acres)
Lot Dimensions140 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address438 ANN ST
CityCARY
StateIL
Zip60013-1616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0041518 LT 73 SUN VALLEY ADDN 2ND ADDN MEMO: SCHWALL, JOHN J/ MARGARET M REV TR
Legal Range08E
Legal Township43N
Legal Section12
Legal SubdivisionSUN VALLEY ADD
Legal Block326
Legal Lot Number73
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2001
Census Tract871305

Owner

438 Ann St is owner-occupied and held in a trust since December 2018.

Source: McHenry County records, as of May 13, 2024

Owner of RecordTrust Name on File
Mailing Address438 ANN ST, CARY, IL 60013-1616
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 7, 2018
Transfer Doc0000041518
Record UpdatedJun 7, 2026

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateDec 7, 2018
Property Address438 ANN ST, CARY, IL 60013-1616
Document Number0000041518
Instrument DateDec 3, 2018
Instrument41518
Transaction TypeTransfer
Record UpdatedDec 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address438 ANN ST CARY IL 600131616, CARY, IL 60013-1616

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$55,317 Land $16,092 Building $39,225$165,951 Land $48,276 Building $117,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 438 Ann St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 438 Ann St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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