46 Work Ave, Del Rey Oaks (Monterey), CA 93940 Property Records

Monterey County property record for 46 Work Ave, Del Rey Oaks, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,259 sqft · built 1950
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$470,000 (Jul 2015)
Tax Bill$6,274 (2025)
Deeds & MortgagesJan 2018 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN012-493-012-000

Property Details

APN / Parcel Number

Primary APN012-493-012-000
Alternative APN
  • 012-493-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,259 sqft Living Area
1st Floor Area1,259 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1968
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Garage Area222 sqft
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number012-493-012
Street Address46 WORK AVE
CityDEL REY OAKS
StateCA
Zip93940-5534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 172 DEL REY WOODS 3 LOT 12 BLK 9
Legal SubdivisionDEL REY WOODS 3
Legal Tract172
Legal Block9
Legal Lot Number12
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1014
Census Tract13400

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 WORK AVE, MONTEREY, CA 93940-5534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2018Deed of Trust, Mortgage
COMERICA BANK
Apr 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2015 · Amount on Record
Deed SaleJul 21, 2015 · Amount on Record
Prior SaleApr 23, 2002 · Amount on Record
Deed Document Number201540254
Prior Transfer DateSep 15, 2014
Prior Transfer Doc0000045410
Record UpdatedOct 29, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address46 WORK AVE, DEL REY OAKS, CA 93940-5534
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001844
DateJan 17, 2018
Instrument2018001844
Lender
NameCOMERICA BANK
TypeBank
AddressDALLAS, TX 75201
Agreement
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address46 WORK AVE, DEL REY OAKS, CA 93940-5534
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY SALINA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016893
DateApr 30, 2019
Instrument2019016893
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address46 WORK AVE, DEL REY OAKS, CA 93940-5534
Document Number0000026857
Instrument DateJun 1, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 WORK AVE DEL REY OAKS CA 939405534, DEL REY OAKS, CA 93940-5534

Mortgage

Document Number0000026857
DateJun 5, 2020
Instrument26857
Lender
NameSUMMIT FNDG
TypeFunding / Finance Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityDel Rey Oaks City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$567,504 (+2%) Land $362,238 Building $205,266
2025$6,274.00 (+8.06%) Homeowner's exemption$556,378 (+4.04%) Land $355,136 Building $201,242
2023$5,806.00 (+1.41%) Homeowner's exemption$534,776 Land $341,347 Building $193,429
2022$5,725.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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