Monterey County property record for 45 Work Ave, Del Rey Oaks, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 994 sqft · built 1950 |
| Lot Size | 0.142 acres (6,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $407,000 (Aug 2002) |
| Tax Bill | $6,649 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 012-492-032-000 |
| Primary APN | 012-492-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 994 sqft Living Area |
| 1st Floor Area | 994 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,200 sqft (0.142 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 012-492-032 |
|---|---|
| Street Address | 45 WORK AVE |
| City | MONTEREY |
| State | CA |
| Zip | 93940-5533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 172 DEL REY WOODS 3 LOT 31 BLK 5 |
| Legal Subdivision | DEL REY WOODS 3 |
| Legal Tract | 172 |
| Legal Block | 5 |
| Legal Lot Number | 31 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 13400 |
Source: Monterey County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 45 WORK AVE, MONTEREY, CA 93940-5533 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Line of Credit MONTEREY CU |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 31, 2019 | Deed of Trust, Mortgage · Line of Credit MONTEREY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2002 · Amount on Record |
| Deed Sale | Aug 21, 2002 · Amount on Record |
| Deed Document Number | 200277061 |
| Last Transfer Date | Jul 22, 2024 |
| Transfer Doc | 0000026524 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 45 WORK AVE, DEL REY OAKS, CA 93940-5533 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|
| Document Number | 0000076536 |
|---|---|
| Date | Nov 10, 2021 |
| Instrument | 2021076536 |
| Name | MONTEREY CU |
|---|---|
| Type | Credit Union |
| Address | MONTEREY, CA 93940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 45 WORK AVE, DEL REY OAKS, CA 93940-5533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000045202 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 2017045202 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 45 WORK AVE, DEL REY OAKS, CA 93940-5533 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOVARE NATIONAL SETTLEMENT S |
| Name | Verified Name |
|---|---|
| Address | 45 WORK AVE, DEL REY OAKS, CA 93940-5533 |
| Document Number | 0000052669 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 2020052669 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 45 WORK AVE, DEL REY OAKS, CA 93940-5533 |
| Document Number | 0000052197 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2019 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 WORK AVE DEL REY OAKS CA 939405533, DEL REY OAKS, CA 93940-5533 |
| Document Number | 0000052197 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 52197 |
| Name | MONTEREY CU |
|---|---|
| Address | MONTEREY, CA 93940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 4, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Del Rey Oaks City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $601,263 (+2%) Land $369,329 Building $231,934 | |
| 2025 | $6,649.00 (+8.4%) Homeowner's exemption | $589,475 (+4.04%) Land $362,088 Building $227,387 |
| 2023 | $6,134.00 (+1.42%) Homeowner's exemption | $566,587 Land $348,029 Building $218,558 |
| 2022 | $6,048.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 80% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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