46 Winter St, Saco, ME 04072 Property Records

York County and Saco City property record for 46 Winter St, Saco, ME 04072 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,024 sqft · built 1915
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$418,800 (May 2025)
Tax Bill	$3,825 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`P1215R`

Property Details

APN / Parcel Number

Primary APN	`P1215R`
Alternative APNs	`SACO M:032 L:149 U:000-000` `M:032 L:149 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,024 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	712 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	P1215R
Street Address	46 WINTER ST
City	SACO
State	ME
Zip	04072-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	149
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2017
Census Tract	5200

Owner

Source: York County and Saco City records · APN P1215R

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 WINTER ST, SACO, ME 04072-2847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage · VA Mortgage NBKC BANK
Feb 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jun 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2025 · Amount on Record
Deed Sale	May 07, 2025 · Amount on Record
Prior Sale	Feb 12, 2021 · Amount on Record
Deed Document Number	20252025014110
Deed Book / Page	19653 / 340
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	46 WINTER ST, SACO, ME 04072-2847
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179320668
Date	Apr 18, 2019
Book Page	17932/668
Instrument	2019013564

Lender

Name	NBKC BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Feb 12, 2021
Property Address	46 WINTER ST, SACO, ME 04072-2847
Document Number	0185570463
Book / Page	18557 / 463
Instrument Date	Feb 11, 2021
Instrument	2021008624
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	102 MORNING ST APT 3, 3, PORTLAND, ME 04101-2085

Mortgage

Document Number	2021008625
Date	Feb 12, 2021
Instrument	2021008625

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jun 15, 2020
Property Address	46 WINTER ST, SACO, ME 04072-2847
Document Number	0182740521
Book / Page	018274 / 000521
Instrument Date	Jun 11, 2020
Instrument	25326
Transaction Type	Transfer
Record Updated	Jul 07, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 HILLS BEACH RD BIDDEFORD ME 040059548, BIDDEFORD, ME 04005-9548

Tax Assessment & Valuation

Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,825.00 (+0.82%)	$269,400 (-0.22%) Land $114,600 Building $154,800
2024	$3,794.00 (+5.54%)	$270,000 (+37.68%) Land $114,600 Building $155,400	$377,815
2022	$3,595.00	$196,100 Land $87,400 Building $108,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310052002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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