York County and Saco City property record for 44 Winter St, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1913 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $452,000 (Jan 2025) |
| Tax Bill | $5,007 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Dec 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C0595R |
| Primary APN | C0595R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 3,050 sqft |
| 1st Floor Area | 852 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | C0595R |
|---|---|
| Street Address | 44 WINTER ST |
| City | SACO |
| State | ME |
| Zip | 04072-2847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Lot Number | 148 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 5200 |
Source: York County and Saco City records · APN C0595R
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 FOLEY AVE, SACO, ME 04072-1820 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 06, 2023 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Dec 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC |
| Apr 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Aug 24, 2018 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 21, 2025 · Amount on Record |
| Deed Sale | Jan 21, 2025 · Amount on Record |
| Prior Sale | Dec 06, 2023 · Amount on Record |
| Deed Document Number | 20252025001763 |
| Deed Book / Page | 19592 / 876 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Dec 06, 2023 |
| Property Address | 44 WINTER ST, SACO, ME 04072-2847 |
| Document Number | 0193570299 |
| Book / Page | 19357 / 299 |
| Instrument Date | Sep 22, 2023 |
| Instrument | 2023038492 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 10 GLASS ST APT 2, 2, PEMBROKE, NH 03275-1522 |
| Document Number | 2023038493 |
|---|---|
| Date | Dec 06, 2023 |
| Instrument | 2023038493 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 44 WINTER ST, SACO, ME 04072-2847 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0189110785 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 18911/785 |
| Instrument | 2021074104 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 44 WINTER ST, SACO, ME 04072-2847 |
| Document Number | 0182300629 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 44 WINTER ST SACO ME 040722847, SACO, ME 04072-2847 |
| Document Number | 0182300629 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 018230/000629 |
| Instrument | 17945 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 44 WINTER ST, SACO, ME 04072-2847 |
| Document Number | 0177900925 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2018 |
| Title Company | AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 44 WINTER ST SACO ME 040722847, SACO, ME 04072-2847 |
| Document Number | 0177900925 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 017790/000925 |
| Instrument | 36763 |
| Name | RELIANCE FIRST CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Aug 29, 2041 |
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,007.00 (+9.04%) | $352,600 (+7.89%) Land $114,600 Building $238,000 | |
| 2024 | $4,592.00 (+19.8%) | $326,800 (+56.29%) Land $114,600 Building $212,200 | $450,965 |
| 2022 | $3,833.00 | $209,100 Land $87,400 Building $121,700 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 329 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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