46 Winchester Cir, Monroe, LA 71203 Property Records

Ouachita Parish property record for 46 Winchester Cir, Monroe, LA 71203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 1976
Lot Size	0.441 acres (19,210 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2026)
Tax Bill	$988 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10184`

Property Details

APN / Parcel Number

Primary APN	`10184`
Alternative APN	`8985`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,670 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Lot Area	19,210 sqft (0.441 acres)

Location & Zoning

Street Address	46 WINCHESTER CIR
City	MONROE
State	LA
Zip	71203-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 UNIT 1 SHENANDOAH ESTATES
Legal Range	04
Legal Township	18
Legal Section	13
Legal Subdivision	SHENANDOAH ESTATES SUBD
Legal Lot Number	46
Legal Unit	1
Jurisdiction	OUACHITA LA
Township / Civil Division	E
Census Block Group	1
Census Block	1015
Census Tract	10101

Owner

Source: Ouachita Parish records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 WINCHESTER CIR, MONROE, LA 71203-6626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed, Transfer · FHA Mortgage PARAMOUNT MORTGAGE
Jan 18, 2022	Deed, Transfer · Stand-Alone First Mortgage UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Feb 27, 2025 · Amount on Record
Deed Document Number	20261945345
Prior Transfer Date	Jun 5, 2024
Prior Transfer Doc	0001897532
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Aug 24, 2026
Property Address	46 WINCHESTER CIR, MONROE, LA 71203-6626
Document Number	0001945345
Instrument Date	Aug 24, 2026
Instrument	20261945345
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	FIRST SECURITY TITLE INC, FIRST SECURITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WINCHESTER CIR, MONROE, LA 71203-6626
Investor	Possibly a Property Investor

Mortgage

Document Number	0001945346,
Date	Aug 24, 2026
Instrument	20261945346

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Jan 18, 2022
Property Address	46 WINCHESTER CIR, MONROE, LA 71203-6626
Document Number	0002686/19
Book / Page	2686 / 19
Instrument Date	Dec 28, 2021
Instrument	1844745
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004111688
Date	Jan 18, 2022
Instrument	4111/688

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (-51.54%)	$14,585 (-) Land $2,200 Building $12,385	$145,848 (-) Land $22,000 Building $123,848
2024	$2,039.00 (+26.1%)	$14,585 (+25.11%) Land $2,200 Building $12,385	$145,848 (+25.11%) Land $22,000 Building $123,848
2023	$1,617.00 (+61.06%)	$11,658 (-) Land $2,200 Building $9,458	$116,575 (-) Land $22,000 Building $94,575
2022	$1,004.00	$11,658 Land $2,200 Building $9,458	$116,575 Land $22,000 Building $94,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	8 (1991–2018)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 4 claims Severe Storms, Tornadoes & Flooding, May 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOWC EAST WATER SYSTEM private · serves 11,742 people · EPA ID LA1073121
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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