46 Wilder Ter, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 46 Wilder Ter, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,814 sqft · built 1920
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$338,500 (Mar 2024)
Tax Bill$4,464 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN522-19750-73-001

Property Details

APN / Parcel Number

Primary APN522-19750-73-001
Alternative APN
  • WSPR M:00522 B:19750 L:00073

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,814 sqft Living Area
Gross Area3,788 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number522-19750-73-001
Street Address46 WILDER TER
CityWEST SPRINGFIELD
StateMA
Zip01089-3053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block19750
Legal Lot Number73
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group3
Census Block3007
Census Tract812403

Owner

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address140 UNION ST, WESTFIELD, MA 01085-2458
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2024 · Amount on Record
Deed SaleMar 27, 2024 · Amount on Record
Prior SaleMay 15, 1997 · Amount on Record
Deed Document Number202412889
Deed Book / Page25363 / 448
Transfer Doc14934-370
Record UpdatedJun 8, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMar 27, 2024
Property Address46 WILDER TER, WEST SPRINGFIELD, MA 01089-3053
Document Number025363-448
Book / Page25363 / 448
Instrument DateMar 27, 2024
Instrument12889
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 UNION ST, WESTFIELD, MA 01085-2458

Mortgage

Document Number0000012890
DateMar 27, 2024
Instrument12890
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,464.00 (+5.73%)$300,200 (+5.3%) Land $106,100 Building $194,100$315,875
2024$4,222.00 (+1.22%)$285,100 (+6.22%) Land $106,100 Building $179,000
2023$4,171.00$268,400 Land $106,100 Building $162,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Westfield Gas & Electric
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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