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43 Wilder Ter, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 43 Wilder Ter, West Springfield, MA 01089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,050 sqft · built 1930
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Aug 2019)
Tax Bill$4,027 (2026)
Deeds & MortgagesJan 2021 Refinance
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN522-19700-73-001

Property Details

APN / Parcel Number

Primary APN522-19700-73-001
Alternative APN
  • WSPR M:00522 B:19700 L:00073

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,050 sqft Living Area
Gross Area2,217 sqft
Basement Area661 sqft
Unfinished Basement661 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleConventional
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number522-19700-73-001
Street Address43 WILDER TER
CityWEST SPRINGFIELD
StateMA
Zip01089-3052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA2
Legal Block19700
Legal Lot Number73
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group3
Census Block3008
Census Tract812403

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address43 WILDER TER, WEST SPRINGFIELD, MA 01089-3052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
NORTHPOINT MORTGAGE INC
Aug 15, 2019Warranty Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2019 · Amount on Record
Deed SaleAug 15, 2019 · Amount on Record
Deed Document Number201946012
Deed Book / Page22805 / 295
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Property Address43 WILDER TER, WEST SPRINGFIELD, MA 01089-3052
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23649-319
DateJan 13, 2021
Book Page23649/319
Instrument2839
Lender
NameNORTHPOINT MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateAug 15, 2019
Property Address43 WILDER TER, WEST SPRINGFIELD, MA 01089-3052
Document Number22805-295
Book / Page022805 / 000295
Instrument DateAug 1, 2019
Instrument46012
Transaction TypeTransfer
Record UpdatedSep 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$953.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 HARBEY RD WEST SPRINGFIELD MA 010894325, WEST SPRINGFIELD, MA 01089-4325

Mortgage

Document Number22805-298
DateAug 15, 2019
Book Page022805/000298
Instrument46013
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2049

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,027.00 (+0.93%)$287,200 (+7.04%) Land $116,700 Building $170,500$300,786 (+4.81%)
2025$3,990.00 (+5.42%)$268,300 (+4.97%) Land $106,100 Building $162,200$286,995
2024$3,785.00 (+3.73%)$255,600 (+8.86%) Land $106,100 Building $149,500
2023$3,649.00$234,800 Land $106,100 Building $128,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Whip City Fiber
Fiber		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

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