46 Wilcox St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 46 Wilcox St, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,716 sqft · built 1949
Lot Size	0.149 acres (6,482 sqft)
Owner	Individual Name on Record
Last Sale	$699,000 (Sep 2026)
Tax Bill	$15,100 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01313-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`10-01313-0000-00013`
Alternative APNs	`100131300013` `184200`

Interior

Building Area	1,716 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	6,482 sqft (0.149 acres)
Lot Dimensions	120 ft deep x 54 ft wide

Location & Zoning

Account Number	184200
Street Address	46 WILCOX ST
City	DUMONT
State	NJ
Zip	07628-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	54X120
Legal Subdivision	MERRITT PARK
Legal Block	1313
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	7
Census Block	7013
Census Tract	10100

Owner

Source: Bergen County and Dumont Borough records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 WILCOX ST, DUMONT, NJ 07628-3114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS
Aug 18, 2017	Grant Deed, Transfer · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Aug 18, 2017 · Amount on Record
Deed Document Number	202660813
Deed Book / Page	5889 / 143
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 2, 2026
Property Address	46 WILCOX ST, DUMONT, NJ 07628-3114
Document Number	0000060813
Book / Page	5889 / 143
Instrument Date	Aug 11, 2026
Instrument	202660813
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,599.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 WILCOX ST, DUMONT, NJ 07628-3114

Mortgage

Document Number	0000060814,
Date	Sep 2, 2026
Instrument	202660814

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	46 WILCOX ST, DUMONT, NJ 07628-3114
Document Number	0034711951
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 WILCOX ST DUMONT NJ 076283114, DUMONT, NJ 07628-3114

Mortgage

Document Number	0034711951
Date	Jan 23, 2020
Book Page	003471/001951
Instrument	20006732

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 18, 2017
Property Address	46 WILCOX ST, DUMONT, NJ 07628-3114
Document Number	0026990190
Book / Page	002699 / 000190
Instrument Date	Jul 28, 2017
Transaction Type	Transfer
Record Updated	Sep 7, 2017
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 WILCOX ST DUMONT NJ 076283114, DUMONT, NJ 07628-3114

Mortgage

Document Number	26990196
Date	Aug 18, 2017
Book Page	002699/000196

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$689,700 (+6.88%) Land $310,500 Building $379,200	$689,700 (+6.88%) Land $310,500 Building $379,200
2025	$15,100.00 (+1.06%)	$645,300 (+75.54%) Land $285,100 Building $360,200	$645,300 (+75.54%) Land $285,100 Building $360,200
2024	$14,942.00 (+4.69%)
2023		$367,600 Land $154,300 Building $213,300	$367,600 Land $154,300 Building $213,300
2022	$14,273.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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