43 Wilcox St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 43 Wilcox St, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,595 sqft · built 1949
Lot Size	0.124 acres (5,401 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jul 1993)
Tax Bill	$13,134 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01314-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`10-01314-0000-00024`
Alternative APNs	`100131400024` `185800`

Interior

Building Area	1,595 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	5,401 sqft (0.124 acres)
Lot Dimensions	100 ft deep x 54 ft wide

Location & Zoning

Account Number	185800
Street Address	43 WILCOX ST
City	DUMONT
State	NJ
Zip	07628-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	54X100
Legal Subdivision	LAYOUT MERRITT PARK
Legal Block	1314
Legal Lot Number	24
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	7
Census Block	7012
Census Tract	10100

Owner

43 Wilcox St is owned and occupied by two individuals who bought it in July 1993.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 WILCOX ST, DUMONT, NJ 07628-3113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1993 · Amount on File
Deed Sale	Jul 9, 1993 · Amount on File
Deed Book / Page	7617 / 162
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	43 WILCOX ST, DUMONT, NJ 07628-3113
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039690768
Date	Feb 23, 2021
Book Page	3969/768
Instrument	2021023022

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	43 WILCOX ST, DUMONT, NJ 07628-3113
Document Number	0035950636
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	43 WILCOX ST DUMONT NJ 076283113, DUMONT, NJ 07628-3113

Mortgage

Document Number	0035950636
Date	May 11, 2020
Book Page	003595/000636
Instrument	20047609

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 43 Wilcox St was $13,134, up 12.8% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$601,400 (+7.14%) Land $310,200 Building $291,200	$601,400 (+7.14%) Land $310,200 Building $291,200
2025	$13,134.00 (+12.82%)	$561,300 Land $284,800 Building $276,500	$561,300 Land $284,800 Building $276,500
2024	$11,642.00
2023		$286,400 Land $154,000 Building $132,400	$286,400 Land $154,000 Building $132,400
2022	$11,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Wilcox St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Wilcox St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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