46 White St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 46 White St, Cohoes, NY 12047

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,900 sqft · built 1895
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Dec 2006)
Tax Bill	$2,722 (2026)
Deeds & Mortgages	Oct 2025 Sale Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010300 10.67-1-8`

Property Details

APN / Parcel Number

Primary APN	`010300 10.67-1-8`
Alternative APNs	`030001006700010080000000` `01006700010080000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,900 sqft Total Area
1st Floor Area	941 sqft
2nd Floor Area	959 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	105 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01006700010080000000
Street Address	46 WHITE ST
City	COHOES
State	NY
Zip	12047-2909
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	4
Census Block	4005
Census Tract	12800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Enlarged Erie Canal Historic District (Discontiguous) listed 2004 · 12 contributing resources · NRIS 04000434

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albany County and Cohoes City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	61 MAIN ST, COHOES, NY 12047-3008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2006 · Amount on Record
Deed Sale	Dec 28, 2006 · Amount on Record
Prior Sale	Dec 28, 2006 · Amount on Record
Deed Document Number	20069862589
Deed Book / Page	2870 / 495
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Oct 1, 2025
Property Address	46 WHITE ST, COHOES, NY 12047-2909
Document Number	0000007825
Instrument Date	Sep 5, 2025
Instrument	R2025-17825
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 WHITE ST, COHOES, NY 12047-2909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 OAK BLUFF DR, DAVENPORT, FL 33837-3687

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	46 WHITE ST, COHOES, NY 12047-2909
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003519
Date	Oct 15, 2020
Instrument	R2020-23519

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,722.00 (-14.24%)
2025	$3,174.00 (+0.95%)	$49,300 (-) Land $6,200 Building $43,100	$146,074 (+4.24%) Land $18,370 Building $127,704
2024		$49,300 (-) Land $6,200 Building $43,100	$140,136 (+13.7%) Land $17,624 Building $122,512
2023		$49,300 (-) Land $6,200 Building $43,100	$123,250 (+5.48%) Land $15,500 Building $107,750
2022		$49,300 Land $6,200 Building $43,100	$116,852 Land $14,695 Building $102,157
2021	$3,144.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks.

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