44 White St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 44 White St, Cohoes, NY 12047

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,270 sqft · built 1900
Lot Size0.057 acres (2,500 sqft)
Owner2 Company Names on Record
Last Sale$60,500 (Jun 2022)
Tax Bill$4,638 (2026)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010300 10.67-1-9

Property Details

APN / Parcel Number

Primary APN010300 10.67-1-9
Alternative APNs
  • 030001006700010090000000
  • 01006700010090000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,270 sqft Total Area
1st Floor Area1,196 sqft
2nd Floor Area1,074 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area2,500 sqft (0.057 acres)
Lot Dimensions100 ft deep x 25 ft wide
PorchPorch
Porch Area114 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01006700010090000000
Street Address44 WHITE ST
CityCOHOES
StateNY
Zip12047-2909
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal SubdivisionWHITE STREET
Legal Block1
Legal Lot Number9.000
JurisdictionALBANY NY
Township / Civil DivisionCOHOES
Census Block Group4
Census Block4005
Census Tract12800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Enlarged Erie Canal Historic District (Discontiguous)
listed 2004 · 12 contributing resources · NRIS 04000434

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albany County and Cohoes City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address122 REMSEN ST, 102, COHOES, NY 12047-2968
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2022 · Amount on Record
Deed SaleJun 23, 2022 · Amount on Record
Prior SaleApr 12, 2017 · Amount on Record
Deed Document Number202215286
Record UpdatedOct 29, 2026

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionALBANY NY
Recording DateApr 12, 2017
Property Address44 WHITE ST, COHOES, NY 12047-2909
Document Number0000008477
Map ReferenceMAP514 DR32
Instrument DateApr 6, 2017
InstrumentR2017-08477
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address124 SPRING ST, 124, ALBANY, NY 12203-1215

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 WHITE ST, COHOES, NY 12047-2909

Mortgage

Document Number0000008478
DateApr 12, 2017
InstrumentR2017-08478
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
MunicipalityCohoes City
Unified School DistrictCohoes City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,638.00 (-14.25%)
2025$5,409.00 (+29.93%)$84,000 (+48.15%) Land $6,200 Building $77,800$248,889 (+75.58%) Land $18,370 Building $230,519
2023$56,700 (-) Land $6,200 Building $50,500$141,750 (+5.48%) Land $15,500 Building $126,250
2022$56,700 Land $6,200 Building $50,500$134,392 Land $14,695 Building $119,697
2021$4,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOHOES CITY
serves 18,447 people · EPA ID NY0100192
Water SourceSurface water
Last State InspectionSep 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Apr 2026
Turbidity
resolved · Jan 2025
Treatment and ProcedureNo certified operator
currently in violation since Apr 2026
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

May also be available: Massivemesh Networks.

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