Essex County and Montclair Township property record for 46 Warfield St, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 3,760 sqft · built 1999 |
| Lot Size | 0.261 acres (11,374 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,365,000 (Aug 2023) |
| Tax Bill | $35,431 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00703-0000-00034 |
| Primary APN | 13-00703-0000-00034 |
|---|---|
| Alternative APN |
|
| Building Area | 3,760 sqft Living Area |
|---|
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 11,374 sqft (0.261 acres) |
| Lot Dimensions | 175 ft deep x 65 ft wide |
| Old Parcel Number | 130070300034 |
|---|---|
| Street Address | 46 WARFIELD ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 65X175 |
| Legal Block | 703 |
| Legal Lot Number | 34 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 16100 |
Source: Essex County and Montclair Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 WARFIELD ST, MONTCLAIR, NJ 07043-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2023 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2023 · Amount on Record |
| Deed Sale | Aug 17, 2023 · Amount on Record |
| Prior Sale | Aug 22, 2000 · Amount on Record |
| Deed Document Number | 202349657 |
| Prior Transfer Date | Oct 9, 2012 |
| Prior Transfer Doc | 0012087894 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Aug 17, 2023 |
| Property Address | 46 WARFIELD ST, MONTCLAIR, NJ 07043-1117 |
| Document Number | 0000049657 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023049657 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 NARUMSUNK ST, LOCUST, NJ 07760-1430 |
| Name | Verified Name |
|---|---|
| Address | 46 WARFIELD ST, MONTCLAIR, NJ 07043-1117 |
| Document Number | 0000049658 |
|---|---|
| Date | Aug 17, 2023 |
| Instrument | 2023049658 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 46 WARFIELD ST, MONTCLAIR, NJ 07043-1117 |
| Document Number | 0000050709 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46 WARFIELD ST UPPER MONTCLAIR NJ 070431117, UPPER MONTCLAIR, NJ 07043-1117 |
| Document Number | 0000050709 |
|---|---|
| Date | Jun 4, 2019 |
| Instrument | 50709 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,007,700 (-) Land $356,900 Building $650,800 | $1,007,700 (-) Land $356,900 Building $650,800 | |
| 2025 | $35,431.00 (+3.32%) | $1,007,700 (-) Land $356,900 Building $650,800 | $1,007,700 (-) Land $356,900 Building $650,800 |
| 2024 | $34,292.00 (+3.5%) | ||
| 2023 | $1,007,700 (-) Land $356,900 Building $650,800 | $1,007,700 (-) Land $356,900 Building $650,800 | |
| 2022 | $33,133.00 (+1.77%) | $1,007,700 Land $356,900 Building $650,800 | $1,007,700 Land $356,900 Building $650,800 |
| 2021 | $32,558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1999–2022) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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