45 Warfield St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 45 Warfield St, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details1,970 sqft · built 1960
Lot Size0.15 acres (6,530 sqft)
OwnerCompany Name on Record
Last Sale$675,000 (Jul 2014)
Tax Bill$20,604 (2025)
Deeds & MortgagesAug 2021 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-00704-0000-00002

Property Details

APN / Parcel Number

Primary APN13-00704-0000-00002
Alternative APN
  • 130070400002

Interior

Stories2 Stories
Building Area1,970 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Construction TypeFrame
Lot Area6,530 sqft (0.15 acres)
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number130070400002
Street Address45 WARFIELD ST
CityMONTCLAIR
StateNJ
Zip07043-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description6530SF
Legal Block704
Legal Lot Number2
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group3
Census Block3010
Census Tract16100

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address45 WARFIELD ST, MONTCLAIR, NJ 07043-1115
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Mar 4, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 28, 2018Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2014 · Amount on Record
Deed SaleJul 23, 2014 · Amount on Record
Prior SaleJul 15, 2014 · Amount on Record
Deed Book / Page12506 / 1685
Last Transfer DateFeb 22, 2020
Transfer Doc0000025242
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address45 WARFIELD ST, MONTCLAIR, NJ 07043-1115
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021103927
DateAug 24, 2021
Instrument2021103927
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueNov 1, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address45 WARFIELD ST, MONTCLAIR, NJ 07043-1115
Document Number0000108637
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedDec 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45 WARFIED ST MONTCLAIR NJ 07043, MONTCLAIR, NJ 07043

Mortgage

Document Number0000108637
DateNov 2, 2020
Instrument108637
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX NJ
Recording DateMar 4, 2020
Property Address45 WARFIELD ST, MONTCLAIR, NJ 07043-1115
Document Number0000025242
Instrument DateFeb 22, 2020
Instrument25242
Transaction TypeTransfer
Record UpdatedApr 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address45 WARFIELD ST MONTCLAIR NJ 070431115, MONTCLAIR, NJ 07043-1115

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address45 WARFIELD ST, MONTCLAIR, NJ 07043-1115
Document Number0000088195
Instrument DateNov 28, 2018
Transaction TypeMortgage
Record UpdatedOct 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 WARFIELD ST MONTCLAIR NJ 070431115, MONTCLAIR, NJ 07043-1115

Mortgage

Document Number0000088195
DateSep 11, 2020
Instrument88195
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$592,700 (+1.14%) Land $332,700 Building $260,000$592,700 (+1.14%) Land $332,700 Building $260,000
2025$20,604.00 (+3.32%)$586,000 (-) Land $332,700 Building $253,300$586,000 (-) Land $332,700 Building $253,300
2024$19,941.00 (+3.5%)
2023$586,000 Land $332,700 Building $253,300$586,000 Land $332,700 Building $253,300
2022$19,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1999–2022)
Claims Outside the SFHA2 of 8
Most Recent ClaimApr 2022 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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