46 W Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 46 W Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 1947
Lot Size	0.486 acres (21,172 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,790 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`057-093-320`

Property Details

APN / Parcel Number

Primary APN	`057-093-320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	810 sqft
Family Room	Family Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Roof Material	Composition Shingle
Lot Area	21,172 sqft (0.486 acres)
Lot Dimensions	280 ft deep x 74 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	46 W SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 109 EMERALD LAKE HEIGHTS RSM 26/37 38
Legal Subdivision	EMERALD LAKE
Legal Lot Number	109
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1020
Census Tract	609700

Owner

46 W Summit Dr is owner-occupied and held in a trust since October 2021.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	46 W SUMMIT DR, EMERALD HILLS, CA 94062-3339
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 1, 2021	Intrafamily Transfer, Transfer
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 28, 2021
Transfer Doc	0000164486
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	46 W SUMMIT DR, EMERALD HILLS, CA 94062-3339
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 W SUMMIT DR, EMERALD HILLS, CA 94062-3339

Mortgage

Document Number	0000162322
Date	Nov 24, 2021
Instrument	2021-162322

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 1, 2021
Property Address	46 W SUMMIT DR, EMERALD HILLS, CA 94062-3339
Document Number	0000164486
Map Reference	MB 26 PG 37&38
Instrument Date	Oct 28, 2021
Instrument	2021-164486
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	46 W SUMMIT DR, EMERALD HILLS, CA 94062-3339

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	46 W SUMMIT DR, EMERALD HILLS, CA 94062-3339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022430
Date	Mar 15, 2017
Instrument	2017-022430

Lender

Name	CITIBANK NA
Type	Bank
Address	REDWOOD CITY, CA 94062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	46 W SUMMIT DR, EMERALD HILLS, CA 94062-3339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 W SUMMIT DR, EMERALD HILLS, CA 94062-3339

Mortgage

Document Number	0000112651
Date	Oct 19, 2020
Instrument	2020-112651

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	46 W SUMMIT DR, EMERALD HILLS, CA 94062-3339
Document Number	0000101320
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 W SUMMIT DR EMERALD HILLS CA 940623339, EMERALD HILLS, CA 94062-3339

Mortgage

Document Number	0000101320
Date	Dec 2, 2019
Instrument	101320

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 46 W Summit Dr was $5,790 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,315 (+2%) Land $193,979 Building $162,336
2025	$5,790.00 Homeowner's exemption	$349,330 Land $190,176 Building $159,154
2023	$5,549.00 (+4.62%) Homeowner's exemption	$335,769 Land $182,793 Building $152,976	$1,846,260
2022	$5,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 W Summit Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 W Summit Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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