46 Union St, Norwich, CT 06360 Property Records

Norwich City property record for 46 Union St, Norwich, CT 06360

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,452 sqft · built 1890
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Sep 2004)
Tax Bill	$3,033 (2026)
Deeds & Mortgages	Jan 2025 Refinance Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`NORW M:102 B:2 L:27`

Property Details

APN / Parcel Number

Primary APN	`NORW M:102 B:2 L:27`
Alternative APNs	`NWCH M:102 B:2 L:27` `0051900001` `51900001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,452 sqft Living Area
Gross Area	2,150 sqft
1st Floor Area	810 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	51900001
Street Address	46 UNION ST
City	NORWICH
State	CT
Zip	06360-4417
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MF
Legal Block	2
Legal Lot Number	27
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	1
Census Block	1000
Census Tract	696800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Little Plain Historic District listed 1970 · 48 contributing resources · NRIS 70000718

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

46 Union St, a duplex, is owned by an individual who bought it in September 2004.

Source: Norwich City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 LIBERTY ST, HUNTINGTON STATION, NY 11746-4321
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Jan 28, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2004 · Amount on File
Deed Sale	Sep 13, 2004 · Amount on File
Deed Book / Page	1983 / 256
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	46 UNION ST, NORWICH, CT 06360-4417
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003565-576
Date	Jan 16, 2025
Book Page	3565/576
Instrument	2025000206

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jan 28, 2021
Property Address	46 UNION ST, NORWICH, CT 06360-4417
Document Number	003228-187
Book / Page	3228 / 187
Instrument Date	Jan 22, 2021
Instrument	2021000461
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	282 SOUTHDOWN RD, HUNTINGTON, NY 11743-1023

Tax Assessment & Valuation

The 2026 property tax bill for 46 Union St was $3,033, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,033.00 (-15.61%)	$88,800 (-) Land $17,600 Building $71,200	$222,766 (+258.38%)
2025	$3,594.00	$88,800 Land $17,600 Building $71,200	$62,160 Land $12,320 Building $49,840
2023	$2,807.00 (+0.36%)	$57,700 (-) Land $12,300 Building $45,400
2022	$2,797.00	$57,700 Land $12,300 Building $45,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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