45 Union St, Norwich, CT 06360 Property Records

Norwich City property record for 45 Union St, Norwich, CT 06360

Property Summary

Details	5 bd · 4 ba · 2,451 sqft · built 1860
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2023)
Tax Bill	$4,887 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NORW M:102 B:2 L:20`

Property Details

APN / Parcel Number

Primary APN	`NORW M:102 B:2 L:20`
Alternative APNs	`NWCH M:102 B:2 L:20` `119640001`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Units	4 Units
Stories	2 Stories
Building Area	2,451 sqft Living Area
Gross Area	3,588 sqft
1st Floor Area	1,013 sqft
Basement Area	1,013 sqft
Finished Basement	1,013 sqft
Unfinished Basement	1,013 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,614 sqft (0.06 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	119640001
Street Address	45 UNION ST
City	NORWICH
State	CT
Zip	06360-4493
Property Category	Other
Property Type	Unknown
Local Zoning Code	MF
Legal Block	2
Legal Lot Number	20
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	1
Census Block	1015
Census Tract	696800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Little Plain Historic District (Boundary Increase) listed 1987 · 45 contributing resources · NRIS 86003541

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Union St is owned by an individual who bought it in March 2023.

Source: Norwich City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3379 US HIGHWAY 46, PARSIPPANY, NJ 07054-1262
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	Aug 25, 2010 · Amount on File
Deed Document Number	20231197
Deed Book / Page	3414 / 68
Transfer Doc	0002592-43
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Mar 30, 2023
Property Address	45 UNION ST, NORWICH, CT 06360-4493
Document Number	0003414-68
Book / Page	3414 / 68
Instrument Date	Mar 29, 2023
Instrument	2023001197
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3379 US HIGHWAY 46 APT 14B, 14B, PARSIPPANY, NJ 07054-1255
Investor	Possibly a Property Investor

Mortgage

Document Number	2023001198
Date	Mar 30, 2023
Instrument	2023001198

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 45 Union St was $4,887, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,887.00 (-15.61%)	$143,100 (-) Land $19,300 Building $123,800
2025	$5,791.00	$143,100 Land $19,300 Building $123,800	$100,170 Land $13,510 Building $86,660
2024	$5,791.00 (+73.07%)
2023	$3,346.00 (+0.33%)	$68,800 (-) Land $13,600 Building $55,200
2022	$3,335.00	$68,800 Land $13,600 Building $55,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45 Union St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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