46 Tulip Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 46 Tulip Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,232 sqft · built 1985
Lot Size	0.551 acres (24,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Jul 2003)
Tax Bill	$2,157 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-033478`

Property Details

APN / Parcel Number

Primary APN	`07-033478`
Alternative APNs	`7033478` `033478`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	24,001 sqft (0.551 acres)
Deck Area	256 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	033478
Street Address	46 TULIP DR
City	CONOWINGO
State	MD
Zip	21918-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 48 - .5514 ACRE 46 TULIP DRIVE HOLLAND ACRES
Legal Subdivision	HOLLAND ACRES
Legal Lot Number	48
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1003
Census Tract	31201

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 TULIP DR, CONOWINGO, MD 21918-1929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 21, 2017	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2003 · Amount on Record
Deed Sale	Jul 29, 2003 · Amount on Record
Prior Sale	Jun 16, 1983 · Amount on Record
Deed Document Number	2003260440
Deed Book / Page	1439 / 514
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	46 TULIP DR, CONOWINGO, MD 21918-1929
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052330220
Date	Sep 14, 2022
Book Page	5233/220

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	46 TULIP DR, CONOWINGO, MD 21918-1929
Document Number	0041280140
Book / Page	004128 / 000140
Instrument Date	Aug 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 TULIP DR CONOWINGO MD 219181929, CONOWINGO, MD 21918-1929

Mortgage

Document Number	0041280140
Date	Sep 8, 2017
Book Page	004128/000140

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Sep 7, 2044

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,100 (+20.31%) Land $62,000 Building $150,100	$212,100 (+20.31%) Land $62,000 Building $150,100
2025	$2,157.00 (+65.03%) Homeowner's exemption
2023	$1,307.00 Homeowner's exemption	$176,300 Land $62,000 Building $114,300	$176,300 Land $62,000 Building $114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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